Gender in the financial system

Chilean Banking & Financial Institutions Authority

In line with international trends, the report drafted by the Chilean Banking & Financial Institutions Authority shows that Chile is also making progress in reducing the economic gap caused by gender.

The report's main findings are as follows:

  • The number of women with banking credit has risen, as well as those with cash accounts.
  • Compared to men, women use more financial products for housing saving. Men, on the other hand, are more likely to use products with a commercial component
  • Women have lower rates of default and late payment than men
  • Different rates of interest are applied to men and women, conditioned by factors such as ability to pay, income level, and greater or lesser ease of access to the labor market.