Colombia's National Commission of Agricultural Credit (CNCA) has approved the 2025 Annual Guarantees Plan, a crucial instrument for the financial revitalization and strengthening of the agricultural and rural sector. The initiative underscores the government's commitment to financial inclusion and support for producers, especially small and medium-sized ones, who are pillars of the rural economy.

Its scope of application covers all organizations that make up the National Agricultural Credit System and those in the public sector that guarantee agricultural or rural activities.

Commissions and Coverage of the Agricultural Guarantees Fund

• The Agricultural Guarantees Fund (FAG) of Colombia has taken measures in 2025 with the objective of making it easier for more farmers and ranchers to access credit.
• The Fund does not cover 100% of all loans but offers coverage percentages that vary according to the type of producer and the project.
• The Fund has set a goal for 2025 to recover the money it had to provide to banks when producers were unable to repay their loans. The entity in charge of managing the FAG (Finagro) will be able to negotiate payment agreements with producers who fell behind on their debts between 2020 and 2021.

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New Law That Promotes Opportunities for Rural Women

Colombia's Congress has also enacted Law 2462 of 2025, which establishes measures to guarantee equal opportunities for rural women, peasants, and fisherwomen—those who have migrated from the countryside due to armed conflict or land dispossession, prioritizing those with fewer economic resources. The law enables the full exercise of their economic, cultural, social, political, environmental, and territorial rights, seeking to close the historical gaps of discrimination in the rural context.

The law promotes the participation, autonomy, and equal opportunities of rural women and highlights the need to make their contribution to the national economy visible.

Access to Credit and Guarantees

The National Commission of Agricultural Credit (CNCA) will create an annual strategy to eliminate barriers and close gaps in credit access for rural women. These credits will be granted preferentially to rural women, peasants, and fisherwomen, victims of armed conflict, and female heads of household involved in agricultural activities, peasant, family, and community economies, and activities associated with traditional and sustainable economies. Barriers based on gender, ethnicity, and socioeconomic level will be eliminated.

The Agricultural Guarantees Fund (FAG) will establish an agricultural insurance line for rural women, with mandatory technical assistance, and small and medium-sized rural producers will have priority access to FAG guarantees.

Additionally, the Fund for the Promotion of Rural Women (FOMMUR) is created to increase the participation of rural women in economic and social policy, prioritizing those with low incomes.