In early 2025, Panama's Superintendent of Banks reported that strategies had begun to be developed to optimize and streamline the process of opening bank accounts in the country.

The plan, which is in its initial phase, seeks to update criteria, measures and procedures so that the customer experience, both in opening accounts and in the due diligence process, is in line with the digital and cutting-edge environment that it is desired to strengthen, activities framed in compliance with international standards and best practices.

In addition, the Superintendency of Banking also seeks to continue promoting bankarization and financial inclusion, fundamental pillars of economic and social development, achieving equity in access to financial services and enabling individuals to participate in the formal economy.