{"id":9920,"date":"2017-12-12T11:30:14","date_gmt":"2017-12-12T11:30:14","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=9920\/"},"modified":"2017-12-12T11:30:14","modified_gmt":"2017-12-12T11:30:14","slug":"requerimiento-patrimonio-efectivo-riesgo-credito","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/requerimiento-patrimonio-efectivo-riesgo-credito\/","title":{"rendered":"Requerimiento de patrimonio efectivo por riesgo de cr\u00e9dito"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/9920?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/9920?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">El Reglamento para el Requerimiento de Patrimonio Efectivo por Riesgo de Cr\u00e9dito establece la metodolog\u00eda a aplicar y los requisitos que deben cumplir las empresas para efectuar el c\u00e1lculo del requerimiento de patrimonio efectivo por riesgo de cr\u00e9dito bajo el m\u00e9todo est\u00e1ndar o los m\u00e9todos basados en calificaciones internas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Con la finalidad de aplicar una metodolog\u00eda m\u00e1s sensible al riesgo, la Superintendencia de Banca, Seguros y Administradoras Privadas de Fondos de Pensiones (SBS) ha realizado la modificaci\u00f3n del art\u00edculo 22 y el Reporte 2-A1 \u201cActivos y Contingentes Ponderados por Riesgo de Cr\u00e9dito- M\u00e9todo Est\u00e1ndar\u201d.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En esa l\u00ednea, la modificaci\u00f3n del art\u00edculo contempla, adem\u00e1s de las exposiciones accionariales, las exposiciones en certificados de participaci\u00f3n en Fondos Mutuos, estableciendo el factor de ponderaci\u00f3n por riesgo de la exposici\u00f3n en el certificado de participaci\u00f3n como resultado del promedio ponderado de los factores de ponderaci\u00f3n por riesgo de los instrumentos permitidos seg\u00fan el prospecto del Fondo Mutuo y el factor de ponderaci\u00f3n por riesgo de instrumentos derivados en caso sea aplicable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Asimismo, se establece el procedimiento que la empresa debe seguir para realizar el c\u00e1lculo del promedio ponderado de los factores de ponderaci\u00f3n por riesgo de los instrumentos permitidos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En relaci\u00f3n a la modificaci\u00f3n al Reporte 2-A1 del Manual de Contabilidad para las empresas del sistema financiero, incorpora filas para el reporte de las exposiciones en certificados de participaci\u00f3n en fondos mutuos.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Reglamento para el Requerimiento de Patrimonio Efectivo por Riesgo de Cr\u00e9dito establece la metodolog\u00eda a aplicar y los requisitos que deben cumplir las empresas para efectuar el c\u00e1lculo del requerimiento de patrimonio efectivo por riesgo de cr\u00e9dito bajo el m\u00e9todo est\u00e1ndar o los m\u00e9todos basados en calificaciones internas. Con la finalidad de aplicar una [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":9928,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[2747,2749,2748,2207,2750,317,2751,86,1412,200],"class_list":["post-9920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-exposicion-accionarial","tag-factor-de-ponderacion","tag-fondos-mutuos","tag-gestion-integral-de-riesgos","tag-metodo-estandar","tag-peru","tag-reporte-2-a1","tag-riesgo","tag-riesgo-de-credito","tag-sbs","numero-13m","seccion-legislacion-normas-publicadas-microfinanzas","pais-peru"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Requerimiento de patrimonio efectivo por riesgo de cr\u00e9dito<\/title>\n<meta name=\"description\" content=\"Con la finalidad de aplicar una 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