{"id":6884,"date":"2017-03-02T11:04:06","date_gmt":"2017-03-02T11:04:06","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=6884\/"},"modified":"2017-11-27T16:40:55","modified_gmt":"2017-11-27T16:40:55","slug":"credit-crisis-and-contract-enforcement-evidence-from-the-spanish-loan-market","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/credit-crisis-and-contract-enforcement-evidence-from-the-spanish-loan-market\/","title":{"rendered":"Credit, Crisis and Contract Enforcement: Evidence from the Spanish Loan Market"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/6884?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/6884?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">El documento publicado por el Banco de Espa\u00f1a analiza la relaci\u00f3n existente entre la actuaci\u00f3n del sistema judicial espa\u00f1ol y el acceso al cr\u00e9dito y la mora de las entidades de cr\u00e9dito en diferentes \u00a0localidades espa\u00f1olas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">El documento entiende que la eficacia del sistema judicial favorece el acceso al cr\u00e9dito, en concreto, indica que esa tendencia es m\u00e1s clara en la fase de ejecuci\u00f3n judicial, no teniendo un efecto tan significativo en la fase declarativa del proceso judicial, posiblemente porque \u00a0los incumplimientos son m\u00e1s estrat\u00e9gicos (de deudores solventes).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Respecto a la relaci\u00f3n con la mora, el informe concluye que en \u00e9poca de crisis la eficacia del sistema judicial tiene mayor impacto en la fase declarativa del proceso, \u00a0que se explica por ser incumplimientos no estrat\u00e9gicos (por falta de solvencia), al tener los prestamistas menos flujos de efectivo y menos colateral.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El documento publicado por el Banco de Espa\u00f1a analiza la relaci\u00f3n existente entre la actuaci\u00f3n del sistema judicial espa\u00f1ol y el acceso al cr\u00e9dito y la mora de las entidades de cr\u00e9dito en diferentes \u00a0localidades espa\u00f1olas. El documento entiende que la eficacia del sistema judicial favorece el acceso al cr\u00e9dito, en concreto, indica que esa [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":9413,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[],"class_list":["post-6884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","numero-10m","seccion-documentos-de-interes-microfinanzas"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit, Crisis and Contract Enforcement: Evidence from the Spanish Loan Market<\/title>\n<meta name=\"description\" content=\"Credit, Crisis and Contract Enforcement: Evidence from the Spanish Loan Market\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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