{"id":6128,"date":"2016-12-01T09:38:59","date_gmt":"2016-12-01T09:38:59","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=6128"},"modified":"2017-11-17T12:48:54","modified_gmt":"2017-11-17T12:48:54","slug":"inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/","title":{"rendered":"Cuentas de Expediente Simplificado"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/6128?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/6128?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">Esta nueva norma permite a las entidades financieras no exigir como requisito la presencia f\u00edsica de los clientes en una sucursal y la presentaci\u00f3n de ciertos documentos para abrir una cuenta de expediente simplificado (CES).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Las CES son cuentas de fondos, abiertas por las entidades a personas f\u00edsicas que califiquen dentro de un perfil de bajo riesgo y que se abrir\u00e1n con un tr\u00e1mite simplificado. Su objetivo es ampliar la inclusi\u00f3n financiera de la ciudadan\u00eda que no ha tenido acceso a servicios financieros, al mismo tiempo que se promueve la eficiencia y seguridad del uso del sistema de pagos nacional.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La nueva norma fue publicada el 17 de agosto de este a\u00f1o y entrar\u00e1 en vigor en noviembre de 2016.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Los principales cambios para las CES son los siguientes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">La entidad financiera debe comunicar la necesidad o no de la visita f\u00edsica del cliente al inicio o durante la relaci\u00f3n comercial.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"> Si el cliente incumple, la entidad no debe abrir la cuenta, producto o servicio, realizar la transacci\u00f3n, ni tener relaci\u00f3n comercial.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Se solicita la declaraci\u00f3n jurada del impuesto sobre la renta, del periodo fiscal m\u00e1s reciente, para personas f\u00edsicas o jur\u00eddicas, con actividades lucrativas obligadas a declarar, clientes de alto y mediano riesgo, o que deben ser m\u00e1s vigilados.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">La exigencia de la informaci\u00f3n a clientes de bajo perfil ser\u00e1 definida por cada entidad regulada, con la aprobaci\u00f3n del \u00f3rgano director.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">La proyecci\u00f3n que hab\u00eda dado a conocer el BCCR, es que las CES permitir\u00e1n que el 35% de los ciudadanos mayores de 15 a\u00f1os, que hoy no cuenta con servicios financieros formales (1,4 millones de personas), pueda abrir una cuenta CES en una entidad financiera.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Esta nueva norma permite a las entidades financieras no exigir como requisito la presencia f\u00edsica de los clientes en una sucursal y la presentaci\u00f3n de ciertos documentos para abrir una cuenta de expediente simplificado (CES). Las CES son cuentas de fondos, abiertas por las entidades a personas f\u00edsicas que califiquen dentro de un perfil de [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":6131,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[112,1614,1615,1613,1616,1617],"class_list":["post-6128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-inclusion","tag-apertura","tag-cuenta-bancaria","tag-reforma","tag-sugef","tag-visita-fisica","numero-9m","seccion-legislacion-normas-publicadas-microfinanzas","pais-costa-rica"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cuentas de Expediente Simplificado<\/title>\n<meta name=\"description\" content=\"Se aprueba en Costa Rica reforma que apoya la inclusi\u00f3n financiera a trav\u00e9s de la apertura de Cuentas de Expediente Simplificado.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cuentas de Expediente Simplificado\" \/>\n<meta property=\"og:description\" content=\"Se aprueba en Costa Rica reforma que apoya la inclusi\u00f3n financiera a trav\u00e9s de la apertura de Cuentas de Expediente Simplificado.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\" \/>\n<meta property=\"og:site_name\" content=\"Progreso\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-01T09:38:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-17T12:48:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"925\" \/>\n\t<meta property=\"og:image:height\" content=\"617\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\"},\"author\":{\"name\":\"karessa Ramos\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\"},\"headline\":\"Cuentas de Expediente Simplificado\",\"datePublished\":\"2016-12-01T09:38:59+00:00\",\"dateModified\":\"2017-11-17T12:48:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\"},\"wordCount\":302,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg\",\"keywords\":[\"#inclusi\u00f3n\",\"apertura\",\"cuenta bancaria\",\"reforma\",\"SUGEF\",\"visita f\u00edsica\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\",\"name\":\"Cuentas de Expediente Simplificado\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg\",\"datePublished\":\"2016-12-01T09:38:59+00:00\",\"dateModified\":\"2017-11-17T12:48:54+00:00\",\"description\":\"Se aprueba en Costa Rica reforma que apoya la inclusi\u00f3n financiera a trav\u00e9s de la apertura de Cuentas de Expediente Simplificado.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg\",\"width\":925,\"height\":617},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cuentas de Expediente Simplificado\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\",\"name\":\"Revista Progreso\",\"description\":\"Revista de Actualidad Jur\u00eddica\",\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\"},\"alternateName\":\"Revista Progreso\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\",\"name\":\"Revista Progreso\",\"alternateName\":\"Revista Progreso\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"width\":6173,\"height\":1001,\"caption\":\"Revista Progreso\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\",\"https:\/\/x.com\/FMBBVA\",\"https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/\",\"https:\/\/www.instagram.com\/somosfmbbva\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\",\"name\":\"karessa Ramos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"caption\":\"karessa Ramos\"},\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/author\/karessa\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cuentas de Expediente Simplificado","description":"Se aprueba en Costa Rica reforma que apoya la inclusi\u00f3n financiera a trav\u00e9s de la apertura de Cuentas de Expediente Simplificado.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/","og_locale":"es_ES","og_type":"article","og_title":"Cuentas de Expediente Simplificado","og_description":"Se aprueba en Costa Rica reforma que apoya la inclusi\u00f3n financiera a trav\u00e9s de la apertura de Cuentas de Expediente Simplificado.","og_url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/","og_site_name":"Progreso","article_publisher":"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","article_published_time":"2016-12-01T09:38:59+00:00","article_modified_time":"2017-11-17T12:48:54+00:00","og_image":[{"width":925,"height":617,"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg","type":"image\/jpeg"}],"author":"karessa Ramos","twitter_card":"summary_large_image","twitter_creator":"@FMBBVA","twitter_site":"@FMBBVA","twitter_misc":{"Escrito por":"karessa Ramos","Tiempo de lectura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#article","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/"},"author":{"name":"karessa Ramos","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf"},"headline":"Cuentas de Expediente Simplificado","datePublished":"2016-12-01T09:38:59+00:00","dateModified":"2017-11-17T12:48:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/"},"wordCount":302,"commentCount":0,"publisher":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg","keywords":["#inclusi\u00f3n","apertura","cuenta bancaria","reforma","SUGEF","visita f\u00edsica"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/","name":"Cuentas de Expediente Simplificado","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg","datePublished":"2016-12-01T09:38:59+00:00","dateModified":"2017-11-17T12:48:54+00:00","description":"Se aprueba en Costa Rica reforma que apoya la inclusi\u00f3n financiera a trav\u00e9s de la apertura de Cuentas de Expediente Simplificado.","breadcrumb":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#primaryimage","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2016\/11\/costa-rica.jpg","width":925,"height":617},{"@type":"BreadcrumbList","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-con-la-apertura-de-cuentas-de-expediente-simplificado\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/"},{"@type":"ListItem","position":2,"name":"Cuentas de Expediente Simplificado"}]},{"@type":"WebSite","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/","name":"Revista Progreso","description":"Revista de Actualidad Jur\u00eddica","publisher":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization"},"alternateName":"Revista Progreso","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization","name":"Revista Progreso","alternateName":"Revista Progreso","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","width":6173,"height":1001,"caption":"Revista Progreso"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","https:\/\/x.com\/FMBBVA","https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/","https:\/\/www.instagram.com\/somosfmbbva\/"]},{"@type":"Person","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf","name":"karessa Ramos","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","caption":"karessa Ramos"},"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/author\/karessa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/6128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/comments?post=6128"}],"version-history":[{"count":0,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/6128\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/media\/6131"}],"wp:attachment":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/media?parent=6128"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/tags?post=6128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}