{"id":4130,"date":"2016-02-25T10:05:05","date_gmt":"2016-02-25T10:05:05","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=4130"},"modified":"2017-11-20T16:14:08","modified_gmt":"2017-11-20T16:14:08","slug":"el-fondo-nacional-de-garantias-amplia-la-mora-minima-exigida-para-reclamar-garantias-de-microcreditos","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/el-fondo-nacional-de-garantias-amplia-la-mora-minima-exigida-para-reclamar-garantias-de-microcreditos\/","title":{"rendered":"Ampliaci\u00f3n del plazo para reclamar garant\u00edas"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/4130?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/4130?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">El gobierno de Colombia, a trav\u00e9s del Fondo Nacional de Garant\u00edas S.A. (FNG), promueve programas de otorgamiento de garant\u00edas, dentro del marco de pol\u00edticas encaminadas a la democratizaci\u00f3n del cr\u00e9dito en el pa\u00eds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">El FNG es una entidad encargada de facilitar el acceso al cr\u00e9dito a las micro, peque\u00f1as y medianas empresas, mediante el otorgamiento, administraci\u00f3n, pago y recuperaci\u00f3n de garant\u00edas. Se cubren diferentes operaciones, entre ellas, la colocaci\u00f3n de microcr\u00e9ditos para necesidades de capital de trabajo y\/o inversi\u00f3n fija. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">La normativa vigente establece que la entidad financiera podr\u00e1 reclamar la garant\u00eda al FNG, cuando los microcr\u00e9ditos alcancen una altura de mora (\u201cperiodo de mora\u201d) de m\u00ednimo cuatro (4) meses. Con el presente proyecto de circular, se ampliar\u00eda la altura de mora m\u00ednima exigida para ejecutar la garant\u00eda, de un m\u00ednimo de cuatro (4) a un m\u00ednimo de seis (6) meses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Esta ampliaci\u00f3n de plazo busca facilitar acuerdos de pago o reestructuraciones para la normalizaci\u00f3n de los microcr\u00e9ditos. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">La modificaci\u00f3n entrar\u00eda en vigor a partir del 1 de julio de 2016.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El gobierno de Colombia, a trav\u00e9s del Fondo Nacional de Garant\u00edas S.A. (FNG), promueve programas de otorgamiento de garant\u00edas, dentro del marco de pol\u00edticas encaminadas a la democratizaci\u00f3n del cr\u00e9dito en el pa\u00eds. El FNG es una entidad encargada de facilitar el acceso al cr\u00e9dito a las micro, peque\u00f1as y medianas empresas, mediante el otorgamiento, [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":4131,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[828,208,824,823,689,243,826,827,825],"class_list":["post-4130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-altura-de-mora","tag-colombia","tag-fng","tag-fondo-nacional-de-garantias","tag-garantias","tag-microcredito","tag-mipymes","tag-mora","tag-pyme","numero-6m","seccion-legislacion-normas-publicadas-microfinanzas","pais-colombia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ampliaci\u00f3n del plazo para reclamar garant\u00edas<\/title>\n<meta name=\"description\" content=\"Se 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