{"id":3984,"date":"2016-02-25T10:05:05","date_gmt":"2016-02-25T10:05:05","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=3984"},"modified":"2017-11-29T10:07:03","modified_gmt":"2017-11-29T10:07:03","slug":"inclusion-financiera-en-el-peru-principales-desafios-de-politicas-publicas","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-en-el-peru-principales-desafios-de-politicas-publicas\/","title":{"rendered":"Inclusi\u00f3n financiera en el Per\u00fa: principales desaf\u00edos de pol\u00edticas p\u00fablicas"},"content":{"rendered":"
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El presente documento analiza el nivel de inclusi\u00f3n financiera y sus principales retos en Per\u00fa. Aporta recomendaciones dirigidas a guiar las pol\u00edticas p\u00fablicas y desarrollar un marco jur\u00eddico apropiado para la inclusi\u00f3n financiera.<\/span><\/p>\n

Como principales desaf\u00edos destaca:<\/span><\/p>\n

(i) Promover el acceso al sistema financiero<\/span><\/p>\n

(ii) Dise\u00f1ar productos y servicios financieros adaptados a las necesidades de los usuarios<\/span><\/p>\n

(iii) Implementar iniciativas de educaci\u00f3n financiera<\/span><\/p>\n

(iv) Fortalecer los mecanismos y procesos de protecci\u00f3n al consumidor<\/span><\/p>\n

(v) Promover estrategias de coordinaci\u00f3n intersectorial e interinstitucional<\/span><\/p>\n

(vi) Promover el liderazgo del Banco de la Naci\u00f3n en la inclusi\u00f3n financiera<\/span><\/p>\n

Para ello, se recomienda (i) la mejora de las infraestructuras con el fin de aumentar la expansi\u00f3n geogr\u00e1fica y la penetraci\u00f3n, (ii) el desarrollo e implementaci\u00f3n de canales financieros alternativos, como la banca m\u00f3vil y <\/span>corresponsales bancarios<\/a><\/span>, (iii) la educaci\u00f3n financiera en todos los sectores y desde una edad temprana, como pilar fundamental para la inclusi\u00f3n, (iv) el fortalecimiento de la protecci\u00f3n al consumidor a trav\u00e9s de una mejor regulaci\u00f3n y educaci\u00f3n financiera; y (v) un papel m\u00e1s activo en la promoci\u00f3n de la inclusi\u00f3n financiera por parte del Banco de la Naci\u00f3n, aprovechando su alcance geogr\u00e1fico y experiencia adquirida. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

El presente documento analiza el nivel de inclusi\u00f3n financiera y sus principales retos en Per\u00fa. Aporta recomendaciones dirigidas a guiar las pol\u00edticas p\u00fablicas y desarrollar un marco jur\u00eddico apropiado para la inclusi\u00f3n financiera. Como principales desaf\u00edos destaca: (i) Promover el acceso al sistema financiero (ii) Dise\u00f1ar productos y servicios financieros adaptados a las necesidades de […]<\/p>\n","protected":false},"author":30,"featured_media":9663,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[134,114,122,792,797,298,317],"class_list":["post-3984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-corresponsales-bancarios","tag-inclusion-financiera","tag-proteccion-al-consumidor","tag-banca-movil","tag-banco-de-la-nacion","tag-educacion-financiera","tag-peru","numero-6m","seccion-documentos-de-interes-microfinanzas"],"acf":[],"yoast_head":"\nInclusi\u00f3n financiera en el Per\u00fa: principales desaf\u00edos de pol\u00edticas p\u00fablicas<\/title>\n<meta name=\"description\" content=\"Inclusi\u00f3n financiera en el Per\u00fa: principales desaf\u00edos de 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