{"id":22655,"date":"2025-04-01T17:32:36","date_gmt":"2025-04-01T15:32:36","guid":{"rendered":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?p=22655"},"modified":"2025-04-02T12:37:46","modified_gmt":"2025-04-02T10:37:46","slug":"reglamento-del-microcredito","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/reglamento-del-microcredito\/","title":{"rendered":"Reglamento del Microcr\u00e9dito"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/22655?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/22655?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">En enero de 2025, la Superintendencia de Bancos de la Rep\u00fablica Dominicana public\u00f3 una<\/span><a href=\"https:\/\/sb.gob.do\/media\/ltll2ltc\/circular-sb-csb-reg-202500001-aplicacion-reglamento-de-microcredito-y-anexo-signed.pdf\"> <span style=\"font-weight: 400;\">Circular CSB-REG-202500001<\/span><\/a><span style=\"font-weight: 400;\"> con\u00a0 instrucciones para la aplicaci\u00f3n del Reglamento del Microcr\u00e9dito.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">El documento ampl\u00eda los temas relacionados con el marco de gesti\u00f3n de riesgo y los lineamientos m\u00ednimos a ser considerados en su modelo de gesti\u00f3n de riesgo para las operaciones de microcr\u00e9ditos, as\u00ed como el monitoreo del sobreendeudamiento y las instrucciones relacionadas al sistema de informaci\u00f3n con el que deben contar las entidades para un correcto monitoreo de esas operaciones.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En concreto, contempla que el marco de gesti\u00f3n de riesgos debe asegurar una adecuada gesti\u00f3n de los riesgos inherentes a las operaciones de microcr\u00e9ditos, por lo que debe incluir pol\u00edticas, procedimientos y medidas de control interno a ser ejecutadas durante el ciclo de vida del cr\u00e9dito en cada una de las etapas del proceso de cr\u00e9dito, identificaci\u00f3n, evaluaci\u00f3n, aprobaci\u00f3n, medici\u00f3n, gesti\u00f3n, monitoreo y cobranza de las operaciones de microcr\u00e9ditos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Adem\u00e1s, cada manual, pol\u00edtica y procedimiento que conforme el marco de gesti\u00f3n debe estar aprobado por el Consejo de Administraci\u00f3n de la entidad y notificado al ente supervisor.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En enero de 2025, la Superintendencia de Bancos de la Rep\u00fablica Dominicana public\u00f3 una Circular CSB-REG-202500001 con\u00a0 instrucciones para la aplicaci\u00f3n del Reglamento del Microcr\u00e9dito. El documento ampl\u00eda los temas relacionados con el marco de gesti\u00f3n de riesgo y los lineamientos m\u00ednimos a ser considerados en su modelo de gesti\u00f3n de riesgo para las operaciones [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[172,179,169,175,194,705,316,243],"class_list":["post-22655","post","type-post","status-publish","format-standard","hentry","tag-consejo-de-administracion","tag-reglamento","tag-republica-dominicana","tag-riesgos","tag-control-interno","tag-endeudamiento","tag-gestion-de-riesgos","tag-microcredito","numero-6772","seccion-es-tendencia-interes-microfinanzas","pais-republica-dominicana"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reglamento del 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