{"id":16891,"date":"2020-10-06T07:47:54","date_gmt":"2020-10-06T07:47:54","guid":{"rendered":"http:\/\/fundacionmicrofinanzasbbva.org\/revistaprogreso\/?p=16891"},"modified":"2020-10-14T09:04:24","modified_gmt":"2020-10-14T09:04:24","slug":"inclusion-financiera-innovacion-lavado-activos","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/","title":{"rendered":"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/16891?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/16891?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p>El pasado mes de septiembre la Superintendencia Financiera de Colombia (SFC) public\u00f3 la Circular Externa 027 (SARLAFT 4.0) en la que se disponen instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo con el compromiso del supervisor colombiano en la promoci\u00f3n de la innovaci\u00f3n y la inclusi\u00f3n financiera mediante el desarrollo y adopci\u00f3n de nuevas tecnolog\u00edas.<\/p>\n<p>Mediante la expedici\u00f3n de esta Circular, y con el fin de mejorar los sistemas de gesti\u00f3n de riesgo de las entidades vigiladas, la SFC crea un espacio propicio para avanzar a\u00fan m\u00e1s en temas de innovaci\u00f3n y profundizar la inclusi\u00f3n financiera a trav\u00e9s de la promoci\u00f3n de mecanismos tecnol\u00f3gicos que facilitan la vinculaci\u00f3n de nuevos clientes mediante la utilizaci\u00f3n de canales digitales.<\/p>\n<p>Esta norma actualiza las instrucciones relativas a la administraci\u00f3n del riesgo de lavado de activos y financiaci\u00f3n del terrorismo considerando los mejores est\u00e1ndares y pr\u00e1cticas internacionales y dentro de los aspectos destacados de esta nueva versi\u00f3n del Sarlaft, se encuentran los siguientes:<\/p>\n<ul>\n<li>Promoci\u00f3n de la adopci\u00f3n de herramientas tecnol\u00f3gicas para adelantar vinculaci\u00f3n de clientes a trav\u00e9s de canales digitales y se elimina la obligatoriedad de diligenciar el formulario de vinculaci\u00f3n<\/li>\n<li>Posibilidad de implementar procedimientos simplificados de conocimiento de cliente para las operaciones, productos o servicios.<\/li>\n<li>Establecimiento de pol\u00edticas y procedimientos que les permitan identificar y verificar la identidad del potencial cliente al momento de su vinculaci\u00f3n en ambientes presenciales y no presenciales.<\/li>\n<\/ul>\n<p>El Sarlaft 4.0 introduce asimismo novedades relativas a los aportes de bajo monto en fondos de pensiones de jubilaci\u00f3n e invalidez voluntarios, las operaciones de intermediaci\u00f3n de bajo monto en el mercado de valores, las reglas para la administraci\u00f3n de este riesgo aplicables a la actividad de custodia de valores, y la adquisici\u00f3n de participaciones de bajo monto en fondos de inversi\u00f3n colectiva.<\/p>\n<p>La reciente Circular contempla adem\u00e1s, un r\u00e9gimen de transici\u00f3n de 12 meses en el que las entidades vigiladas deber\u00e1n ajustar su Sistema de Administraci\u00f3n del Riesgo de Lavado de Activos y Financiaci\u00f3n al Terrorismo, considerando las instrucciones impartidas.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El pasado mes de septiembre la Superintendencia Financiera de Colombia (SFC) public\u00f3 la Circular Externa 027 (SARLAFT 4.0) en la que se disponen instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo con el compromiso del supervisor colombiano en la promoci\u00f3n de la innovaci\u00f3n y la inclusi\u00f3n [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":17026,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[114,5066,1015,4472,223,698],"class_list":["post-16891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-inclusion-financiera","tag-financiacion-de-terrorismo","tag-innovacion","tag-riesgo-de-lavado-de-activos","tag-sarlaft","tag-sfc","numero-23m","seccion-legislacion-normas-publicadas-microfinanzas","pais-colombia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos<\/title>\n<meta name=\"description\" content=\"Circular Externa 027 (SARLAFT 4.0) instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos\" \/>\n<meta property=\"og:description\" content=\"Circular Externa 027 (SARLAFT 4.0) instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\" \/>\n<meta property=\"og:site_name\" content=\"Progreso\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-06T07:47:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-10-14T09:04:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.progresomicrofinanzas.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\"},\"author\":{\"name\":\"karessa Ramos\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\"},\"headline\":\"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos\",\"datePublished\":\"2020-10-06T07:47:54+00:00\",\"dateModified\":\"2020-10-14T09:04:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\"},\"wordCount\":386,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg\",\"keywords\":[\"#inclusi\u00f3n financiera\",\"financiaci\u00f3n de terrorismo\",\"innovaci\u00f3n\",\"riesgo de Lavado de activos\",\"SARLAFT\",\"SFC\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\",\"name\":\"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg\",\"datePublished\":\"2020-10-06T07:47:54+00:00\",\"dateModified\":\"2020-10-14T09:04:24+00:00\",\"description\":\"Circular Externa 027 (SARLAFT 4.0) instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg\",\"width\":400,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\",\"name\":\"Revista Progreso\",\"description\":\"Revista de Actualidad Jur\u00eddica\",\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\"},\"alternateName\":\"Revista Progreso\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\",\"name\":\"Revista Progreso\",\"alternateName\":\"Revista Progreso\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"width\":6173,\"height\":1001,\"caption\":\"Revista Progreso\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\",\"https:\/\/x.com\/FMBBVA\",\"https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/\",\"https:\/\/www.instagram.com\/somosfmbbva\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\",\"name\":\"karessa Ramos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"caption\":\"karessa Ramos\"},\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/author\/karessa\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos","description":"Circular Externa 027 (SARLAFT 4.0) instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/","og_locale":"es_ES","og_type":"article","og_title":"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos","og_description":"Circular Externa 027 (SARLAFT 4.0) instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo","og_url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/","og_site_name":"Progreso","article_publisher":"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","article_published_time":"2020-10-06T07:47:54+00:00","article_modified_time":"2020-10-14T09:04:24+00:00","og_image":[{"width":400,"height":300,"url":"https:\/\/www.progresomicrofinanzas.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg","type":"image\/jpeg"}],"author":"karessa Ramos","twitter_card":"summary_large_image","twitter_creator":"@FMBBVA","twitter_site":"@FMBBVA","twitter_misc":{"Escrito por":"karessa Ramos","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#article","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/"},"author":{"name":"karessa Ramos","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf"},"headline":"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos","datePublished":"2020-10-06T07:47:54+00:00","dateModified":"2020-10-14T09:04:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/"},"wordCount":386,"commentCount":0,"publisher":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg","keywords":["#inclusi\u00f3n financiera","financiaci\u00f3n de terrorismo","innovaci\u00f3n","riesgo de Lavado de activos","SARLAFT","SFC"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/","name":"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg","datePublished":"2020-10-06T07:47:54+00:00","dateModified":"2020-10-14T09:04:24+00:00","description":"Circular Externa 027 (SARLAFT 4.0) instrucciones relativas al sistema de administraci\u00f3n del riesgo de lavado de activos y de financiaci\u00f3n del terrorismo","breadcrumb":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#primaryimage","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2020\/10\/Edificio-del-Barrio-de-La-Candelaria.-Bogot\u00e1-Colombia1.jpg","width":400,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/inclusion-financiera-innovacion-lavado-activos\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/"},{"@type":"ListItem","position":2,"name":"Inclusi\u00f3n financiera, innovaci\u00f3n y lavado de activos"}]},{"@type":"WebSite","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/","name":"Revista Progreso","description":"Revista de Actualidad Jur\u00eddica","publisher":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization"},"alternateName":"Revista Progreso","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization","name":"Revista Progreso","alternateName":"Revista Progreso","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","width":6173,"height":1001,"caption":"Revista Progreso"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","https:\/\/x.com\/FMBBVA","https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/","https:\/\/www.instagram.com\/somosfmbbva\/"]},{"@type":"Person","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf","name":"karessa Ramos","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","caption":"karessa Ramos"},"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/author\/karessa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/16891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/comments?post=16891"}],"version-history":[{"count":0,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/16891\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/media\/17026"}],"wp:attachment":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/media?parent=16891"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/tags?post=16891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}