{"id":14937,"date":"2019-10-02T08:58:15","date_gmt":"2019-10-02T08:58:15","guid":{"rendered":"http:\/\/www.progresomicrofinanzas.org\/?p=14937"},"modified":"2019-10-10T11:15:52","modified_gmt":"2019-10-10T11:15:52","slug":"fintech-y-crowdfunding","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/fintech-y-crowdfunding\/","title":{"rendered":"Tecnolog\u00eda financiera: Fintech y crowdfunding"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/14937?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/14937?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p>Durante los \u00faltimos meses se han presentado diversos Proyectos de ley en Per\u00fa para regular la actividad de las Fintech y crowdfunding ante su creciente participaci\u00f3n en el mercado. Nos encontramos en la era de la digitalizaci\u00f3n, una revoluci\u00f3n tecnol\u00f3gica y cultural en la que todas las industrias tienen que adaptar sus proyectos, estrategias y cultura corporativa a la nueva coyuntura.<\/p>\n<p>Esta situaci\u00f3n no es ajena al sector financiero, el cual tiene que hacer frente a retos continuos ante un cliente cada vez m\u00e1s exigente y una competencia cada vez m\u00e1s \u00e1gil y digital. En este escenario surgen las Fintech, alternativas de soluciones financieras digitales en un pa\u00eds con un 40% de su poblaci\u00f3n desbancarizada. Por este motivo, las Fintech son consideradas tambi\u00e9n como un canal de inclusi\u00f3n financiera y su emergente participaci\u00f3n en el mercado desvela una necesidad por ser regulado.<\/p>\n<p>Actualmente el Congreso de la Rep\u00fablica del Per\u00fa cuenta con los siguientes proyectos de ley:<\/p>\n<p><strong><u>Proyecto de Ley que regula el desarrollo de la Tecnolog\u00eda Financiera<\/u><\/strong><\/p>\n<p>Designa a la Superintendencia de Mercado de Valores (SMV) como entidad encargada de autorizar, registrar, regular, supervisar y fiscalizar el desarrollo de la Tecnolog\u00eda Financiera en el Per\u00fa.<\/p>\n<p><strong><u>Proyecto de ley que declara de Inter\u00e9s Nacional y Necesidad P\u00fablica la Regulaci\u00f3n de la Tecnolog\u00eda Financiera<\/u><\/strong><\/p>\n<p>Consta de un solo art\u00edculo que declara la Regulaci\u00f3n de esta tecnolog\u00eda como asunto de Inter\u00e9s Nacional y de Necesidad P\u00fablica.<\/p>\n<p><strong><u>Proyecto de ley que regula el R\u00e9gimen Jur\u00eddico de las Plataformas de Financiamiento Participativo (PFP)<\/u><\/strong><\/p>\n<p>Propone las normas aplicables a las personas jur\u00eddicas cuyo objeto social sea administrar Plataformas de Financiamiento Participativo con el fin de financiar el emprendimiento y la innovaci\u00f3n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Durante los \u00faltimos meses se han presentado diversos Proyectos de ley en Per\u00fa para regular la actividad de las Fintech y crowdfunding ante su creciente participaci\u00f3n en el mercado. Nos encontramos en la era de la digitalizaci\u00f3n, una revoluci\u00f3n tecnol\u00f3gica y cultural en la que todas las industrias tienen que adaptar sus proyectos, estrategias y [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":14940,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[696,2096,2391,4496,1016,317,682,4497,4495],"class_list":["post-14937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-bancarizacion","tag-crowdfunding","tag-digitalizacion","tag-financiamiento-colectivo","tag-fintech","tag-peru","tag-regulacion","tag-superintendencia-de-mercado-de-valores-smv","tag-tecnologia-financiera","numero-20m","seccion-legislacion-normas-publicadas-microfinanzas","pais-peru"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ 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