{"id":14796,"date":"2019-09-24T09:34:23","date_gmt":"2019-09-24T09:34:23","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=14796"},"modified":"2019-10-28T16:51:28","modified_gmt":"2019-10-28T16:51:28","slug":"nivel-adecuado-capital-los-conglomerados-financieros","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/nivel-adecuado-capital-los-conglomerados-financieros\/","title":{"rendered":"Nivel adecuado de capital de los conglomerados financieros"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/14796?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/14796?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">La Superintendencia Financiera de Colombia, como ente de supervisi\u00f3n de las entidades financieras colombianas ha emitido mediante la Circular Externa 012 de 2019,\u00a0 instrucciones relacionadas con el nivel adecuado de capital de los denominados Conglomerados Financieros.<\/span><\/p>\n<h4><b>Nivel adecuado de capital<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Con la expedici\u00f3n de dicha Circular se regularon los siguientes aspectos en relaci\u00f3n con los Conglomerados Financieros:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">La base que se utilizar\u00e1 para la determinaci\u00f3n del Patrimonio T\u00e9cnico y adecuado del Conglomerado Financiero y la justificaci\u00f3n respectiva.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">El listado de las entidades que hacen parte del Conglomerado Financiero, que no cuenten con definici\u00f3n de patrimonio t\u00e9cnico y de niveles m\u00ednimos de patrimonio t\u00e9cnico bajo la normativa vigente en Colombia, junto con el r\u00e9gimen de patrimonio t\u00e9cnico y de niveles m\u00ednimos de patrimonio t\u00e9cnico seleccionado para cada una de ellas.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">La acreditaci\u00f3n de equivalencias del r\u00e9gimen de reservas t\u00e9cnicas en su componente de reserva de siniestros avisados y dem\u00e1s informaci\u00f3n necesaria para el c\u00e1lculo del capital de las entidades aseguradoras del exterior que formen parte del Conglomerado Financiero.<\/span><\/li>\n<\/ul>\n<h4><b>Coordinaci\u00f3n de organismos<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Por otro lado, mediante la expedici\u00f3n de la Resoluci\u00f3n 0684 de 2019, consider\u00f3 necesario fortalecer la coordinaci\u00f3n entre dependencias que participan en las actividades de supervisi\u00f3n al interior de esa entidad, para el adecuado desarrollo tanto de la supervisi\u00f3n individual como la comprensiva y consolidada de las entidades supervisadas y\/o Conglomerados Financieros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En ese sentido, el objetivo del trabajo de supervisi\u00f3n es hacer seguimiento y evaluaci\u00f3n integral a la situaci\u00f3n financiera y de riesgos de los Conglomerados Financieros, constituir y mantener su perfil de riesgos, en aplicaci\u00f3n con el Marco Integral de Supervisi\u00f3n (MIS).<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Superintendencia Financiera de Colombia, como ente de supervisi\u00f3n de las entidades financieras colombianas ha emitido mediante la Circular Externa 012 de 2019,\u00a0 instrucciones relacionadas con el nivel adecuado de capital de los denominados Conglomerados Financieros. Nivel adecuado de capital Con la expedici\u00f3n de dicha Circular se regularon los siguientes aspectos en relaci\u00f3n con los [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":15212,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[1623,4437,208,1432,4434,4435,4436,4438],"class_list":["post-14796","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-capital","tag-circular-externa-012-de-2019","tag-colombia","tag-conglomerados-financieros","tag-nivel-adecuado-de-capital","tag-patrimonio-tecnico","tag-reservas-tecnicas","tag-resolucion-0684-de-2019","numero-20m","seccion-legislacion-normas-publicadas-gobierno-corporativo","pais-colombia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nivel adecuado de capital de los conglomerados 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