{"id":12808,"date":"2018-12-07T11:35:46","date_gmt":"2018-12-07T11:35:46","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=12808\/"},"modified":"2018-12-12T10:38:56","modified_gmt":"2018-12-12T10:38:56","slug":"regulacion-la-tecnologia-financiera-fintech","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/regulacion-la-tecnologia-financiera-fintech\/","title":{"rendered":"Regulaci\u00f3n de la tecnolog\u00eda financiera o Fintech"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/12808?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/12808?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">El pasado 18 de septiembre \u00a0se present\u00f3 ante el Congreso el proyecto de ley para regular en el pa\u00eds la tecnolog\u00eda financiera o Fintech. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">En su exposici\u00f3n de motivos el proyecto se\u00f1ala en que, si bien las Fintech pueden ofrecer grandes beneficios a los usuarios, como el acceso m\u00e1s \u00e1gil y sencillo a nuevos productos y servicios financieros, tambi\u00e9n implican algunos riesgos que surgen por la propia naturaleza de su modelo operativo, tales como los fraudes cibern\u00e9ticos, la posibilidad de usar los productos para delitos como el lavado de activos, entre otros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Esto plantea grandes retos a los reguladores, ya que deben asegurar que las Fintech y su consolidaci\u00f3n en el mercado no afecten la estabilidad e integridad del sistema financiero, garantizando una adecuada conducta de mercado y protecci\u00f3n social.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En este contexto, el proyecto de ley desarrollar\u00e1 normas que minimicen los fraudes financieros, de lavado de activos, de financiamiento al terrorismo, e igualmente proporcionar\u00e1 a los usuarios un escenario regulado que proteja sus actividades en estas plataformas digitales.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El pasado 18 de septiembre \u00a0se present\u00f3 ante el Congreso el proyecto de ley para regular en el pa\u00eds la tecnolog\u00eda financiera o Fintech. En su exposici\u00f3n de motivos el proyecto se\u00f1ala en que, si bien las Fintech pueden ofrecer grandes beneficios a los usuarios, como el acceso m\u00e1s \u00e1gil y sencillo a nuevos productos [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":12810,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[3919,3921,1016,2200,317,200,277,3920],"class_list":["post-12808","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-congreso","tag-digital","tag-fintech","tag-lavado-de-activos","tag-peru","tag-sbs","tag-sistema-financiero","tag-tecnologias-financieras","numero-17m","seccion-legislacion-normas-publicadas-microfinanzas","pais-peru"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Regulaci\u00f3n de la tecnolog\u00eda financiera o 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