{"id":12132,"date":"2018-09-10T11:25:43","date_gmt":"2018-09-10T11:25:43","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=12132\/"},"modified":"2018-09-10T11:27:51","modified_gmt":"2018-09-10T11:27:51","slug":"habeas-data-financiero","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/","title":{"rendered":"Habeas data financiero"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/12132?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"Ver PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/12132?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Imprimir contenido\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">El Congreso colombiano ha propuesto nuevamente una iniciativa legislativa para modificar las disposiciones vigentes sobre <\/span><i><span style=\"font-weight: 400;\">habeas data<\/span><\/i><span style=\"font-weight: 400;\"> financiero, tal y como ya comentamos en los pasados n\u00fameros<\/span><a href=\"http:\/\/progresomicrofinanzas.org\/modificacion-la-ley-habeas-data-financiero\/\"> <span style=\"font-weight: 400;\">8<\/span><\/a><span style=\"font-weight: 400;\"> y<\/span><a href=\"http:\/\/progresomicrofinanzas.org\/modificaciones-la-ley-habeas-data\/\"> <span style=\"font-weight: 400;\">13<\/span><\/a><span style=\"font-weight: 400;\"> de Progreso.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La nueva propuesta legislativa, dirigida principalmente a la protecci\u00f3n de los titulares de informaci\u00f3n recogida en los bur\u00f3s de cr\u00e9dito, retoma de los textos anteriores las modificaciones sobre aspectos como:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Obligaci\u00f3n de reporte de las entidades financieras a los bur\u00f3s de cr\u00e9dito sobre novedades de informaci\u00f3n de sus clientes, m\u00ednimo una vez al mes<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Modificaci\u00f3n del t\u00e9rmino m\u00e1ximo de permanencia de reportes negativos, de 4 a 2 a\u00f1os, contados desde la extinci\u00f3n de la obligaci\u00f3n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">No se podr\u00e1 disminuir la calificaci\u00f3n interna dada a un titular por la consulta realizada por otras entidades en los bur\u00f3s de cr\u00e9dito. Adem\u00e1s, dichas consultas ser\u00e1n gratuitas en todo momento y no podr\u00e1n usarse con fines laborales.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Igualmente contempla las nuevas incorporaciones sugeridas en el texto anterior (PL-141-2017 Senado), sobre:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Eliminaci\u00f3n inmediata del dato negativo para obligaciones extinguidas cuyo valor sea menor o igual al 20% de un salario m\u00ednimo mensual legal vigente (\u20ac45 aproximadamente).<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Caducidad del dato negativo de 5 a\u00f1os desde la entrada en mora de la obligaci\u00f3n o la terminaci\u00f3n del proceso de cobro judicial.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Se fija procedimiento especial para la eliminaci\u00f3n de reportes negativos en casos de suplantaci\u00f3n (no contemplado en la legislaci\u00f3n actual).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">De otro lado, se introducen dos novedades en relaci\u00f3n con los Proyectos de Ley anteriores, relacionadas con:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">El t\u00e9rmino de reporte de informaci\u00f3n negativa de los titulares, de m\u00e1ximo 18 meses despu\u00e9s de hacerse exigible la obligaci\u00f3n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">La promoci\u00f3n, por parte del Gobierno colombiano, de la firma de convenios internacionales que permitan homologar calificaciones o mediciones financieras, comerciales o crediticias del exterior.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Finalmente, el proyecto normativo propone un periodo de transici\u00f3n para que el reporte negativo de los titulares que ya hubieren pagado sus obligaciones, o que las extingan dentro de los seis meses siguientes de la entrada en vigencia de la ley, permanezca por un periodo m\u00e1ximo de seis meses desde la extinci\u00f3n de su obligaci\u00f3n.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Congreso colombiano ha propuesto nuevamente una iniciativa legislativa para modificar las disposiciones vigentes sobre habeas data financiero, tal y como ya comentamos en los pasados n\u00fameros 8 y 13 de Progreso. La nueva propuesta legislativa, dirigida principalmente a la protecci\u00f3n de los titulares de informaci\u00f3n recogida en los bur\u00f3s de cr\u00e9dito, retoma de los [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":12137,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[137,961,1441,208,3503,212,3502],"class_list":["post-12132","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-informacion","tag-buros-de-credito","tag-caducidad","tag-colombia","tag-deudores","tag-habeas-data","tag-reportes","numero-16m","seccion-legislacion-normas-publicadas-gobierno-corporativo","pais-colombia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Habeas data financiero<\/title>\n<meta name=\"description\" content=\"El gobierno colombiano retoma el proyecto de normativa para modificar el r\u00e9gimen de habeas data financiero (Ley 1266 de 2008).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Habeas data financiero\" \/>\n<meta property=\"og:description\" content=\"El gobierno colombiano retoma el proyecto de normativa para modificar el r\u00e9gimen de habeas data financiero (Ley 1266 de 2008).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\" \/>\n<meta property=\"og:site_name\" content=\"Progreso\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-10T11:25:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-10T11:27:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\"},\"author\":{\"name\":\"karessa Ramos\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\"},\"headline\":\"Habeas data financiero\",\"datePublished\":\"2018-09-10T11:25:43+00:00\",\"dateModified\":\"2018-09-10T11:27:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\"},\"wordCount\":380,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg\",\"keywords\":[\"#informaci\u00f3n\",\"bur\u00f3s de cr\u00e9dito\",\"caducidad\",\"Colombia\",\"deudores\",\"habeas data\",\"reportes\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\",\"name\":\"Habeas data financiero\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg\",\"datePublished\":\"2018-09-10T11:25:43+00:00\",\"dateModified\":\"2018-09-10T11:27:51+00:00\",\"description\":\"El gobierno colombiano retoma el proyecto de normativa para modificar el r\u00e9gimen de habeas data financiero (Ley 1266 de 2008).\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg\",\"width\":400,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Habeas data financiero\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\",\"name\":\"Revista Progreso\",\"description\":\"Revista de Actualidad Jur\u00eddica\",\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\"},\"alternateName\":\"Revista Progreso\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization\",\"name\":\"Revista Progreso\",\"alternateName\":\"Revista Progreso\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"width\":6173,\"height\":1001,\"caption\":\"Revista Progreso\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\",\"https:\/\/x.com\/FMBBVA\",\"https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/\",\"https:\/\/www.instagram.com\/somosfmbbva\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\",\"name\":\"karessa Ramos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"caption\":\"karessa Ramos\"},\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/author\/karessa\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Habeas data financiero","description":"El gobierno colombiano retoma el proyecto de normativa para modificar el r\u00e9gimen de habeas data financiero (Ley 1266 de 2008).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/","og_locale":"es_ES","og_type":"article","og_title":"Habeas data financiero","og_description":"El gobierno colombiano retoma el proyecto de normativa para modificar el r\u00e9gimen de habeas data financiero (Ley 1266 de 2008).","og_url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/","og_site_name":"Progreso","article_publisher":"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","article_published_time":"2018-09-10T11:25:43+00:00","article_modified_time":"2018-09-10T11:27:51+00:00","og_image":[{"width":400,"height":300,"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg","type":"image\/jpeg"}],"author":"karessa Ramos","twitter_card":"summary_large_image","twitter_creator":"@FMBBVA","twitter_site":"@FMBBVA","twitter_misc":{"Escrito por":"karessa Ramos","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#article","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/"},"author":{"name":"karessa Ramos","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf"},"headline":"Habeas data financiero","datePublished":"2018-09-10T11:25:43+00:00","dateModified":"2018-09-10T11:27:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/"},"wordCount":380,"commentCount":0,"publisher":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg","keywords":["#informaci\u00f3n","bur\u00f3s de cr\u00e9dito","caducidad","Colombia","deudores","habeas data","reportes"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/","name":"Habeas data financiero","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg","datePublished":"2018-09-10T11:25:43+00:00","dateModified":"2018-09-10T11:27:51+00:00","description":"El gobierno colombiano retoma el proyecto de normativa para modificar el r\u00e9gimen de habeas data financiero (Ley 1266 de 2008).","breadcrumb":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#primaryimage","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2018\/08\/Col-HABEAS.jpg","width":400,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/habeas-data-financiero\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/"},{"@type":"ListItem","position":2,"name":"Habeas data financiero"}]},{"@type":"WebSite","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#website","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/","name":"Revista Progreso","description":"Revista de Actualidad Jur\u00eddica","publisher":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization"},"alternateName":"Revista Progreso","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#organization","name":"Revista Progreso","alternateName":"Revista Progreso","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","width":6173,"height":1001,"caption":"Revista Progreso"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","https:\/\/x.com\/FMBBVA","https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/","https:\/\/www.instagram.com\/somosfmbbva\/"]},{"@type":"Person","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf","name":"karessa Ramos","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","caption":"karessa Ramos"},"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/author\/karessa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/12132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/comments?post=12132"}],"version-history":[{"count":0,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/posts\/12132\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/media\/12137"}],"wp:attachment":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/media?parent=12132"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-json\/wp\/v2\/tags?post=12132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}