{"id":9082,"date":"2017-12-12T11:31:59","date_gmt":"2017-12-12T11:31:59","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=9082\/"},"modified":"2017-12-19T12:37:33","modified_gmt":"2017-12-19T12:37:33","slug":"9082","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/","title":{"rendered":"Financial education guidelines"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/9082?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/9082?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">On 3 November, the Banking &amp; Financial Institutions Authority, the SBIF, published Circular 4-2017 setting out the general guidelines for financial education.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The principles and guidelines in the circular are not obligatory, but serve as a template for the financial education initiatives and programs being developed by the institutions supervised by the SBIF.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These guiding principles, which follow international best practice papers, are:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The utility principle: the need to provide tools that increase society\u2019s economic welfare<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The opportunity principle: implementing these programs at times when the learnings will be used, that is, at moments when a decision is about to be made<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The principle of transparency: by virtue of which the information provided must be straightforward and accessible<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The principle of impartiality: this implies a key differentiation from sales advice, given that it provides not only the advantages and benefits of a financial product or service, but also the risks and obligations that come with it<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The principle of quality: the content of programs must take into consideration the context in which they are carried out and should be imparted by people with the appropriate training and experience to accomplish the task<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The guidelines on the initiatives and programs include the following points:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Overarching guidelines:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Simple language that is adapted to the target audience.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">They should be made to measure and cover both the benefits and the risks involved in taking financial decisions<\/span><\/li>\n<li><span style=\"font-weight: 400;\">They are independent from the institution\u2019s marketing activities, so the use of the institution\u2019s logos and brands is forbidden<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The trainers should have the appropriate experience and skillsets that are kept up to date <\/span><\/li>\n<li><span style=\"font-weight: 400;\">Participation in these initiatives and programs is voluntary and the resulting data bases may not be used for commercial purposes<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Initiatives and programs carried out in teaching centers are conducted under the authority of a teacher at this center<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Guidelines on contents: focused on subjects relating to handling money and economic welfare. Among these:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Saving and investment<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Planning and family budgeting<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Responsible levels of indebtedness<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Financial products<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Guidelines for planning, monitoring and assessing financial education initiatives and\/or programs:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Based on a diagnosis justifying their need that forms the starting point for determining the target, design and assessment mechanisms<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Carried out by a third party that is unconnected to the initiative or program to ensure objectivity.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Rolling assessments that provide information about their effectiveness and focus on acquiring financial skills, changing attitudes that are unhelpful in financial scenarios, on measuring learned behaviors and on the opinion of participants to review the efficiency and effectiveness of the initiative or program.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Finally, the regulation recommends that institutions running these types of initiatives and programs should send information about the previous year by 10th January, filled in according to the template provided in the appendix to the Circular.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On 3 November, the Banking &amp; Financial Institutions Authority, the SBIF, published Circular 4-2017 setting out the general guidelines for financial education. The principles and guidelines in the circular are not obligatory, but serve as a template for the financial education initiatives and programs being developed by the institutions supervised by the SBIF. These guiding [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":9085,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[2693,90,2689,2695,2690,2691,2696,2688,2700,2687,778,1167,2699,2694,2697,406,2692,2482,411,2698],"class_list":["post-9082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-advertising","tag-chile","tag-chilean-banking-financial-institutions-authority","tag-family-budgeting","tag-financial-education-initiative","tag-financial-education-program","tag-financial-product","tag-general-guidelines","tag-impartiality","tag-inancial-education","tag-indebtedness","tag-investment","tag-opportunity","tag-planning","tag-quality","tag-risk","tag-saving","tag-sbif","tag-transparency","tag-utility","numero-13-en","seccion-published-and-draft-legislation-microfinance","pais-chile-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial education guidelines<\/title>\n<meta name=\"description\" content=\"Circular 4-2017 setting out the general guidelines on financial education published on 3 November by the Banking &amp; Financial Institutions Authority (SBIF)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial education guidelines\" \/>\n<meta property=\"og:description\" content=\"Circular 4-2017 setting out the general guidelines on financial education published on 3 November by the Banking &amp; Financial Institutions Authority (SBIF)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\" \/>\n<meta property=\"og:site_name\" content=\"Progreso\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\" \/>\n<meta property=\"article:published_time\" content=\"2017-12-12T11:31:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-12-19T12:37:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\"},\"author\":{\"name\":\"karessa Ramos\",\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\"},\"headline\":\"Financial education guidelines\",\"datePublished\":\"2017-12-12T11:31:59+00:00\",\"dateModified\":\"2017-12-19T12:37:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\"},\"wordCount\":468,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg\",\"keywords\":[\"advertising\",\"Chile\",\"Chilean Banking &amp; Financial Institutions Authority\",\"family budgeting\",\"financial education initiative\",\"financial education program\",\"financial product\",\"general guidelines\",\"impartiality\",\"inancial education\",\"indebtedness\",\"investment\",\"opportunity\",\"planning\",\"quality\",\"risk\",\"saving\",\"SBIF\",\"transparency\",\"utility\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\",\"name\":\"Financial education guidelines\",\"isPartOf\":{\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg\",\"datePublished\":\"2017-12-12T11:31:59+00:00\",\"dateModified\":\"2017-12-19T12:37:33+00:00\",\"description\":\"Circular 4-2017 setting out the general guidelines on financial education published on 3 November by the Banking & Financial Institutions Authority (SBIF)\",\"breadcrumb\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg\",\"width\":400,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial education guidelines\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#website\",\"url\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/\",\"name\":\"Revista Progreso\",\"description\":\"Legal news update\",\"publisher\":{\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#organization\"},\"alternateName\":\"Revista Progreso\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#organization\",\"name\":\"Revista Progreso\",\"alternateName\":\"Revista Progreso\",\"url\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"contentUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png\",\"width\":6173,\"height\":1001,\"caption\":\"Revista Progreso\"},\"image\":{\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\",\"https:\/\/x.com\/FMBBVA\",\"https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/\",\"https:\/\/www.instagram.com\/somosfmbbva\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\",\"name\":\"karessa Ramos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"caption\":\"karessa Ramos\"},\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/author\/karessa\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Financial education guidelines","description":"Circular 4-2017 setting out the general guidelines on financial education published on 3 November by the Banking & Financial Institutions Authority (SBIF)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/","og_locale":"en_US","og_type":"article","og_title":"Financial education guidelines","og_description":"Circular 4-2017 setting out the general guidelines on financial education published on 3 November by the Banking & Financial Institutions Authority (SBIF)","og_url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/","og_site_name":"Progreso","article_publisher":"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","article_published_time":"2017-12-12T11:31:59+00:00","article_modified_time":"2017-12-19T12:37:33+00:00","og_image":[{"width":400,"height":300,"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg","type":"image\/jpeg"}],"author":"karessa Ramos","twitter_card":"summary_large_image","twitter_creator":"@FMBBVA","twitter_site":"@FMBBVA","twitter_misc":{"Written by":"karessa Ramos","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#article","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/"},"author":{"name":"karessa Ramos","@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf"},"headline":"Financial education guidelines","datePublished":"2017-12-12T11:31:59+00:00","dateModified":"2017-12-19T12:37:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/"},"wordCount":468,"commentCount":0,"publisher":{"@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#organization"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg","keywords":["advertising","Chile","Chilean Banking &amp; Financial Institutions Authority","family budgeting","financial education initiative","financial education program","financial product","general guidelines","impartiality","inancial education","indebtedness","investment","opportunity","planning","quality","risk","saving","SBIF","transparency","utility"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/","name":"Financial education guidelines","isPartOf":{"@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg","datePublished":"2017-12-12T11:31:59+00:00","dateModified":"2017-12-19T12:37:33+00:00","description":"Circular 4-2017 setting out the general guidelines on financial education published on 3 November by the Banking & Financial Institutions Authority (SBIF)","breadcrumb":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#primaryimage","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/11\/Chile-edu-fin.jpeg","width":400,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/9082\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/"},{"@type":"ListItem","position":2,"name":"Financial education guidelines"}]},{"@type":"WebSite","@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#website","url":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/","name":"Revista Progreso","description":"Legal news update","publisher":{"@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#organization"},"alternateName":"Revista Progreso","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#organization","name":"Revista Progreso","alternateName":"Revista Progreso","url":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","width":6173,"height":1001,"caption":"Revista Progreso"},"image":{"@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","https:\/\/x.com\/FMBBVA","https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/","https:\/\/www.instagram.com\/somosfmbbva\/"]},{"@type":"Person","@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf","name":"karessa Ramos","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/progresomicrofinanzas.org\/revistaprogreso\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","caption":"karessa Ramos"},"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/author\/karessa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/9082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/comments?post=9082"}],"version-history":[{"count":0,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/9082\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/media\/9085"}],"wp:attachment":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/media?parent=9082"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/tags?post=9082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}