{"id":8577,"date":"2017-12-12T11:31:55","date_gmt":"2017-12-12T11:31:55","guid":{"rendered":"http:\/\/54.229.232.246\/?p=8577\/"},"modified":"2017-12-12T18:07:46","modified_gmt":"2017-12-12T18:07:46","slug":"crowdfunding-models","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/crowdfunding-models\/","title":{"rendered":"Crowdfunding models"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/8577?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/8577?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">Bill 111-2017, before the Republic of Colombia\u2019s Congress of Representatives, seeks to introduce innovations in the National Development Plan\u2019s key objectives.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the most important parts of the text has to do with the creation of Shared Work Centers, where micro entrepreneurs and small business people can share a space, equipped with offices and desks to pursue their projects independently. These Shared Work Centers will have to be regulated within a six (6) month period after the law comes into force and created in the following two (2) years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Similarly, crowdfunding models will be included. Four group funding models are listed, although these have not yet been developed:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Donation-based community models<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reward-based community models,<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Financial schemes based on loans, and<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Share-based financial schemes.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The document sets a period of twelve (12) months from when the law is passed, for central government to present a bill to Congress authorizing the crowdfunding models specified in this bill and that defines, among other matters, the control and monitoring functions to the corresponding supervisory body.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Ministry of Finance &amp; Public Lending has recently published a draft decree regulating online crowdfunding of productive projects managed through institutions regulated by Colombia\u2019s supervisory authority, the SFC, in which securities are issued.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The draft text contains specific rules for administrators of these platforms, contributors and recipients, on matters such as:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Information disclosure<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Anti-money laundering and financing of terrorism mechanisms<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Handling conflicts of interest<\/span><\/li>\n<li><span style=\"font-weight: 400;\">A series of limits in order to protect contributors and recipients<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In addition, certain requirements have been set for online crowdfunding: \u00a0<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Classification of productive projects through objective risk-analysis procedures<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Adoption of operating regulations<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Reporting and updates of information about contributors and recipients to be sent to information centers<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Limits on the sum that can be invested per project, to be set at 10 MMW or 5% of annual income, whichever is the lower; a global limit of 30 MMW or 15% of annual income, whichever is the lower.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Finally, specific rules have been laid out for the securities that form part of the crowdfunding, relative to their issuance, sale and purchase, non-negotiable status on the securities market and the inadmissibility of applying additional regulations.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bill 111-2017, before the Republic of Colombia\u2019s Congress of Representatives, seeks to introduce innovations in the National Development Plan\u2019s key objectives. One of the most important parts of the text has to do with the creation of Shared Work Centers, where micro entrepreneurs and small business people can share a space, equipped with offices and [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":9024,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[619,2246,2247,2586],"class_list":["post-8577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-colombia-en-2","tag-crowdfunding-en","tag-crowdfunding-en-2","tag-innovation-shared-work-centers-crowdfunding","numero-13-en","seccion-published-and-draft-legislation-microfinance","pais-colombia-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Crowdfunding models<\/title>\n<meta name=\"description\" content=\"Crowdfunding models\" \/>\n<meta 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