{"id":7180,"date":"2017-03-02T17:34:13","date_gmt":"2017-03-02T17:34:13","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=7180\/"},"modified":"2017-11-29T12:42:08","modified_gmt":"2017-11-29T12:42:08","slug":"the-regulator-issued-special-instructions-for-sedpes","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/","title":{"rendered":"The regulator issued special instructions for SEDPEs"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/7180?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\" ><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/7180?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\" ><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">The Colombian Financial Supervisor (SFC) has issued the External Circular 050\/2016, creating a new chapter for the <a href=\"https:\/\/www.superfinanciera.gov.co\/jsp\/loader.jsf?lServicio=Publicaciones&amp;lTipo=publicaciones&amp;lFuncion=loadContenidoPublicacion&amp;id=10083443\">Basic Legal Circular<\/a>, which it set forth originally to establish special provisions applicable to specialist electronic payment and deposit companies (Sociedades Especializadas en Dep\u00f3sitos y Pagos Electr\u00f3nicos or SEDPEs).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The new chapter includes standards regulating the legal regime for SEDPEs and their corporate governance, risk management, electronic deposits, money orders, consumer protection and service channels.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It reiterates that the corporate purpose of a SEDPE must be limited to: i) funding from electronic deposits; ii) making payments and transfers, iii) acquiring local and external loans to finance its operation and iv) sending and receiving money orders.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The SFC establishes that the corporate governance of SEDPEs should include the suitable structure to manage the risks associated to its operation, providing a clear definition of the roles and responsibilities and reporting lines. \u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pursuant to these instructions, SEDPEs must have at least the following governance bodies: i) general meeting of shareholders; ii) board of directors; iii) a legal representative; iv) tax auditing department; v) internal audit department and vi) an audit committee.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regarding risk management, it makes it mandatory for SEDPEs to design and implement risk management systems to ensure suitable, timely management of the risks inherent to their operation. These systems must cover operating risk (including legal and reputational risk), anti-money laundering and financing of terrorism measures (AML and AFT), liquidity risk, funding risk and market risk. \u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The instructions on money orders establish that SEDPEs must have mechanisms to that they can return money to the order-issuer when money orders are sent out to parties that have not claimed them.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The chapter also deals with consumer protection, indicating that SEDPEs must follow the regulations established in the Basic Legal Circular published by the SFC in this matter (Circular B\u00e1sica Jur\u00eddica expedida por la SFC. Specifically, SEDPEs must inform their customers that electronic deposits are covered by the FOGAF\u00cdN deposit insurance, and notify them of the interest rates being offered for electronic deposits, and any restrictions on withdrawing such deposits in cash.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finally, the instructions state which services SEDPEs may offer through correspondents. These include: i) money deposit, payment and transfers, ii) sending and receiving money orders in Colombian currency within national territory and iii) balance information. \u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Colombian Financial Supervisor (SFC) has issued the External Circular 050\/2016, creating a new chapter for the Basic Legal Circular, which it set forth originally to establish special provisions applicable to specialist electronic payment and deposit companies (Sociedades Especializadas en Dep\u00f3sitos y Pagos Electr\u00f3nicos or SEDPEs). The new chapter includes standards regulating the legal regime [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":6935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[877,619,1974,1977,1976,1979,1978,506,1975],"class_list":["post-7180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-anti-money-laundering","tag-colombia-en-2","tag-colombian-financial-supervisor","tag-correspondents","tag-electronic-deposits","tag-financing-of-terrorism-measures","tag-money-deposits","tag-risk-management","tag-sedpes","numero-10-en","seccion-published-and-draft-legislation-microfinance","pais-colombia-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The regulator issued special instructions for SEDPEs<\/title>\n<meta name=\"description\" content=\"The Colombian Financial Supervisor has issued this Circular creating a new chapter for the Basic Legal Circular, which it set forth originally to establish\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The regulator issued special instructions for SEDPEs\" \/>\n<meta property=\"og:description\" content=\"The Colombian Financial Supervisor has issued this Circular creating a new chapter for the Basic Legal Circular, which it set forth originally to establish\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/\" \/>\n<meta property=\"og:site_name\" content=\"Progreso\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\" \/>\n<meta property=\"article:published_time\" content=\"2017-03-02T17:34:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-29T12:42:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/02\/pago-electronico.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"925\" \/>\n\t<meta property=\"og:image:height\" content=\"618\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/\"},\"author\":{\"name\":\"karessa Ramos\",\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#\\\/schema\\\/person\\\/4a3fe64f7988998aa5e22913c8147baf\"},\"headline\":\"The regulator issued special instructions for SEDPEs\",\"datePublished\":\"2017-03-02T17:34:13+00:00\",\"dateModified\":\"2017-11-29T12:42:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/\"},\"wordCount\":393,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/wp-content\\\/uploads\\\/2017\\\/02\\\/pago-electronico.jpg\",\"keywords\":[\"anti-money laundering\",\"Colombia\",\"Colombian Financial Supervisor\",\"correspondents\",\"electronic deposits\",\"financing of terrorism measures\",\"money deposits\",\"risk management\",\"SEDPEs\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/\",\"url\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/\",\"name\":\"The regulator issued special instructions for SEDPEs\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/wp-content\\\/uploads\\\/2017\\\/02\\\/pago-electronico.jpg\",\"datePublished\":\"2017-03-02T17:34:13+00:00\",\"dateModified\":\"2017-11-29T12:42:08+00:00\",\"description\":\"The Colombian Financial Supervisor has issued this Circular creating a new chapter for the Basic Legal Circular, which it set forth originally to establish\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/wp-content\\\/uploads\\\/2017\\\/02\\\/pago-electronico.jpg\",\"contentUrl\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/wp-content\\\/uploads\\\/2017\\\/02\\\/pago-electronico.jpg\",\"width\":925,\"height\":618},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/the-regulator-issued-special-instructions-for-sedpes\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The regulator issued special instructions for SEDPEs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/\",\"name\":\"Revista Progreso\",\"description\":\"Legal news update\",\"publisher\":{\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#organization\"},\"alternateName\":\"Revista Progreso\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#organization\",\"name\":\"Revista Progreso\",\"alternateName\":\"Revista Progreso\",\"url\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Logo-FMBBVA-AZUL.png\",\"contentUrl\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/wp-content\\\/uploads\\\/2023\\\/09\\\/Logo-FMBBVA-AZUL.png\",\"width\":6173,\"height\":1001,\"caption\":\"Revista Progreso\"},\"image\":{\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fundacionmicrofinanzasbbva\",\"https:\\\/\\\/x.com\\\/FMBBVA\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fundacin-microfinanzas-bbva\\\/\",\"https:\\\/\\\/www.instagram.com\\\/somosfmbbva\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/34.249.117.129\\\/revistaprogreso\\\/en\\\/#\\\/schema\\\/person\\\/4a3fe64f7988998aa5e22913c8147baf\",\"name\":\"karessa Ramos\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g\",\"caption\":\"karessa Ramos\"},\"url\":\"https:\\\/\\\/www.fundacionmicrofinanzasbbva.org\\\/revistaprogreso\\\/en\\\/author\\\/karessa\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The regulator issued special instructions for SEDPEs","description":"The Colombian Financial Supervisor has issued this Circular creating a new chapter for the Basic Legal Circular, which it set forth originally to establish","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/","og_locale":"en_US","og_type":"article","og_title":"The regulator issued special instructions for SEDPEs","og_description":"The Colombian Financial Supervisor has issued this Circular creating a new chapter for the Basic Legal Circular, which it set forth originally to establish","og_url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/","og_site_name":"Progreso","article_publisher":"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","article_published_time":"2017-03-02T17:34:13+00:00","article_modified_time":"2017-11-29T12:42:08+00:00","og_image":[{"width":925,"height":618,"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/02\/pago-electronico.jpg","type":"image\/jpeg"}],"author":"karessa Ramos","twitter_card":"summary_large_image","twitter_creator":"@FMBBVA","twitter_site":"@FMBBVA","twitter_misc":{"Written by":"karessa Ramos","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#article","isPartOf":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/"},"author":{"name":"karessa Ramos","@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf"},"headline":"The regulator issued special instructions for SEDPEs","datePublished":"2017-03-02T17:34:13+00:00","dateModified":"2017-11-29T12:42:08+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/"},"wordCount":393,"commentCount":0,"publisher":{"@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#organization"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/02\/pago-electronico.jpg","keywords":["anti-money laundering","Colombia","Colombian Financial Supervisor","correspondents","electronic deposits","financing of terrorism measures","money deposits","risk management","SEDPEs"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/","name":"The regulator issued special instructions for SEDPEs","isPartOf":{"@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#primaryimage"},"image":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/02\/pago-electronico.jpg","datePublished":"2017-03-02T17:34:13+00:00","dateModified":"2017-11-29T12:42:08+00:00","description":"The Colombian Financial Supervisor has issued this Circular creating a new chapter for the Basic Legal Circular, which it set forth originally to establish","breadcrumb":{"@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#primaryimage","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/02\/pago-electronico.jpg","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2017\/02\/pago-electronico.jpg","width":925,"height":618},{"@type":"BreadcrumbList","@id":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/the-regulator-issued-special-instructions-for-sedpes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/34.249.117.129\/revistaprogreso\/en\/"},{"@type":"ListItem","position":2,"name":"The regulator issued special instructions for SEDPEs"}]},{"@type":"WebSite","@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#website","url":"https:\/\/34.249.117.129\/revistaprogreso\/en\/","name":"Revista Progreso","description":"Legal news update","publisher":{"@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#organization"},"alternateName":"Revista Progreso","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/34.249.117.129\/revistaprogreso\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#organization","name":"Revista Progreso","alternateName":"Revista Progreso","url":"https:\/\/34.249.117.129\/revistaprogreso\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","contentUrl":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/uploads\/2023\/09\/Logo-FMBBVA-AZUL.png","width":6173,"height":1001,"caption":"Revista Progreso"},"image":{"@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva","https:\/\/x.com\/FMBBVA","https:\/\/www.linkedin.com\/company\/fundacin-microfinanzas-bbva\/","https:\/\/www.instagram.com\/somosfmbbva\/"]},{"@type":"Person","@id":"https:\/\/34.249.117.129\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf","name":"karessa Ramos","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a2388109b4325a6fb9c892c3212e430cdc0835c8fc1c1a41f4cc2a3b175b81c5?s=96&d=mm&r=g","caption":"karessa Ramos"},"url":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/author\/karessa\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/7180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/comments?post=7180"}],"version-history":[{"count":0,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/7180\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/media\/6935"}],"wp:attachment":[{"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/media?parent=7180"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/tags?post=7180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}