{"id":5353,"date":"2016-07-05T08:22:47","date_gmt":"2016-07-05T08:22:47","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/en\/?p=5353"},"modified":"2017-11-28T17:53:42","modified_gmt":"2017-11-28T17:53:42","slug":"change-in-behaviour-innovations-in-financial-capability","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/change-in-behaviour-innovations-in-financial-capability\/","title":{"rendered":"A change in behaviour. Innovations in financial capability"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/5353?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/5353?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">This document, prepared by the Center for Financial Inclusion, is part of the recent theories about the importance of \u201cfinancial behaviours\u201d for financial inclusion. It highlights the benefits of financial inclusion projects that focus on building financial capability, which is understood to be the combination of know-how, skills, attitude and behaviours that a person needs to make for the right financial decisions to improve his or her living standards. The concept goes beyond financial education as it involves people\u2019s attitudes and behaviours.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Financial capability projects from all over the world have been analysed to prepare the report, especially from Mexico and India.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Projects of this kind are of interest basically for three groups of people:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Providers of financial services, because a financially capable clientele enhances the prospects of growth, reduces risk and improves the use of products;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Governments, because it promotes a stable, secure financial system;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Financial consumers, because know-how generates confidence and security and stimulates the use of financial products.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The document recommends 6 favourable practises for building financial capability:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Involving all kinds of financial services suppliers, \u00a0not just banks;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reinforcing government support for consumers, service providers and other stakeholders to build financial capability;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Attracting tertiary-sector agencies that work with the base of the pyramid;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Incorporating practises that promote changes in financial behaviour in financial education programmes;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Stringently measuring results and impact;<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Promoting customer oriented financial capability strategies.<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>This document, prepared by the Center for Financial Inclusion, is part of the recent theories about the importance of \u201cfinancial behaviours\u201d for financial inclusion. It highlights the benefits of financial inclusion projects that focus on building financial capability, which is understood to be the combination of know-how, skills, attitude and behaviours that a person needs [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":9630,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[1301,1300,349,457,1324,1323,408],"class_list":["post-5353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-behaviour","tag-financial-capability","tag-financial-education","tag-financial-inclusion","tag-india-en-2","tag-mexico-en-2","tag-savings","numero-7-en","seccion-documents-of-interest-microfinance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A change in behaviour. 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It highlights the benefits of the change of paradigm.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/change-in-behaviour-innovations-in-financial-capability\/\" \/>\n<meta property=\"og:site_name\" content=\"Progreso\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\" \/>\n<meta property=\"article:published_time\" content=\"2016-07-05T08:22:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-11-28T17:53:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.progresomicrofinanzas.org\/revistaprogreso\/wp-content\/uploads\/2016\/06\/7-change.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"400\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/change-in-behaviour-innovations-in-financial-capability\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/change-in-behaviour-innovations-in-financial-capability\/\"},\"author\":{\"name\":\"karessa Ramos\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/#\/schema\/person\/4a3fe64f7988998aa5e22913c8147baf\"},\"headline\":\"A change in behaviour. 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