{"id":3073,"date":"2015-12-14T09:51:54","date_gmt":"2015-12-14T09:51:54","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=3073"},"modified":"2017-11-30T09:56:30","modified_gmt":"2017-11-30T09:56:30","slug":"changes-regarding-the-definition-of-small-scale-farmer","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/changes-regarding-the-definition-of-small-scale-farmer\/","title":{"rendered":"Changes regarding the definition of small-scale farmer"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/3073?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/3073?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p>The Colombian Ministry of Agriculture and Rural Development and the Fund for Financing the Agricultural Sector (Finagro, introduced in <a href=\"http:\/\/progresomicrofinanzas.org\/en\/rural-microfinance-fund\/\">Progreso 4<\/a>) have issued a set of rules that seeks to redefine the category of small farmer used in the systems to provide financial support to the agricultural sector. The legislation in question comprises D<a href=\"https:\/\/www.minagricultura.gov.co\/Normatividad\/Decretos\/2179-%202015.pdf\">ecree 2179\/2015, 11th November<\/a>, issued by the Ministry and Finagro\u2019s current Regulatory Circular P\/23\/2015. The main change consists of increasing the asset cap for the classification of small-scale farmer.<\/p>\n<p>Thus, for the purposes of lines of funding and discounts administered by Finagro, a small-scale farmer is considered to be somebody whose total assets do not exceed the equivalent of 284 minimum legal salaries in force (SMMLV, as it is known in Colombia), approximately USD 61,000, including the assets of the spouse or common-law partner; provided that at least 75% of their total assets are invested in the agricultural sector, or that no less than two thirds (2\/3) of their income comes from agricultural activities. The maximum sum of loans for small-scale farmers is the equivalent to 70% of his\/her assets (198.8 SMMLV = Approx. USD 43,000).<\/p>\n<p>This new definition of small farmer manages to include a larger number of farmers that were previously classified as medium-sized farmers, hence loosing benefits that were solely for small farmers.\u00a0 It also makes more people eligible for microcredit from the point of view of microfinance entities.<\/p>\n<p>In this issue, we analyse other Finagro&#8217;s iniciatives, that foster the use of microcredit agroinsurance and introduce new concepts about a<a href=\"http:\/\/progresomicrofinanzas.org\/en\/new-concepts-associated-to-agricultural-microcredit\/\">gricultural microcredit<\/a> .<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Colombian Ministry of Agriculture and Rural Development and the Fund for Financing the Agricultural Sector (Finagro, introduced in Progreso 4) have issued a set of rules that seeks to redefine the category of small farmer used in the systems to provide financial support to the agricultural sector. The legislation in question comprises Decree 2179\/2015, [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":3070,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[562,619,568,620,493,569,362,565,567],"class_list":["post-3073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-agricultural-microinsurance","tag-colombia-en-2","tag-farmer","tag-finagro-en-2","tag-financial-system","tag-fund-for-financing-the-agricultural-sector","tag-microinsurance","tag-rural-development","tag-small-scale-farmer","numero-5-en","seccion-published-and-draft-legislation-microfinance","pais-colombia-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Changes regarding the definition of small-scale farmer<\/title>\n<meta name=\"description\" content=\"New 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