{"id":22899,"date":"2025-04-01T17:32:36","date_gmt":"2025-04-01T15:32:36","guid":{"rendered":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/reglamento-del-microcredito\/"},"modified":"2025-04-03T20:00:31","modified_gmt":"2025-04-03T18:00:31","slug":"reglamento-del-microcredito","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/reglamento-del-microcredito\/","title":{"rendered":"Microcredit Regulation"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/22899?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/22899?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p>In January 2025, the Superintendency of Banks of the Dominican Republic published a <a href=\"https:\/\/sb.gob.do\/media\/ltll2ltc\/circular-sb-csb-reg-202500001-aplicacion-reglamento-de-microcredito-y-anexo-signed.pdf\">Circular CSB-REG-202500001<\/a> with instructions for the application of the Microcredit Regulation.<\/p>\n<p>The document expands on issues related to the risk management framework and the minimum guidelines to be considered in its risk management model for microcredit operations, as well as the monitoring of over-indebtedness and the instructions related to the information system that institutions must have in order to properly monitor these operations.<\/p>\n<p>Specifically, it contemplates that the risk management framework should ensure adequate management of the risks inherent to microcredit operations, and should therefore include policies, procedures and internal control measures to be implemented during the life cycle of the loan in each of the stages of the loan process, identification, evaluation, approval, measurement, management, monitoring and collection of microcredit operations.<\/p>\n<p>In addition, each manual, policy and procedure that conforms the management framework must be approved by the entity&#8217;s Board of Directors and notified to the supervisory body.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In January 2025, the Superintendency of Banks of the Dominican Republic published a Circular CSB-REG-202500001 with instructions for the application of the Microcredit Regulation. The document expands on issues related to the risk management framework and the minimum guidelines to be considered in its risk management model for microcredit operations, as well as the monitoring [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[4643,6629,4877,4687,6565,6823,4671,4097],"class_list":["post-22899","post","type-post","status-publish","format-standard","hentry","tag-consejo-de-administracion-en","tag-reglamento-en","tag-republica-dominicana-en","tag-riesgos-en","tag-control-interno-en","tag-endeudamiento-en","tag-gestion-de-riesgos-en","tag-microcredito-en","numero-36-en-2","seccion-trending-topics","pais-dominican-republic"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Microcredit 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