{"id":2263,"date":"2015-09-09T11:56:39","date_gmt":"2015-09-09T11:56:39","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=2263"},"modified":"2017-12-01T10:46:00","modified_gmt":"2017-12-01T10:46:00","slug":"banking-correspondant-linkages-and-financial-inclusion-strategies-in-latin-america","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/banking-correspondant-linkages-and-financial-inclusion-strategies-in-latin-america\/","title":{"rendered":"Banking Correspondant Linkages and Financial Inclusion Strategies in Latin America"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/2263?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/2263?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p style=\"text-align: justify;\">Teresa Boada Serret y Ayl\u00e9n Rodr\u00edguez Ferrari (May 2015)<\/p>\n<p style=\"text-align: justify;\">This dissertation was written for the International Master\u2019s degree in Entrepreneurial Finance at Madrid\u2019s Aut\u00f3noma University, supervised by Claudio Gonz\u00e1lez-Vega (PhD). The research endeavours to conceptualise the banking correspondent (BC) channel, putting it into context, to show that it is the most widespread innovation in the area of branchless banking. It also analyses different business models and evaluates upcoming challenges and trends in the channel\u2019s development. It studies the impact of BCs on financial inclusion (such as access to and use of formal, appropriate and fit-for-purpose financial services by individuals and companies that have traditionally been excluded from the financial system). Cost reductions and the significant potential from extending geographical and human reach will enable BCs to push back the frontiers of financial-service provision.<\/p>\n<p style=\"text-align: justify;\">The dissertation conducts a comparative analysis of the regulatory framework and business model of BCs in Brazil, Colombia and Peru, based on a review of the literature, an analysis of the regulatory framework, and by collating statistics on a range of indicators, as well as interviews with acknowledged microfinance experts. These countries pioneered BC activity. Its analysis of the direct and indirect development models for the BC network leads to the identification of operational gaps (in how alliances have been designed, liquidity management, security and fraud risks, cross selling, interoperability and ICT technologies), and also to the identification of best current practices. The conclusions explain how regulation that is flexible, while still safeguarding consumer rights, together with appropriate market incentives, is part of the route to success for BCs as instruments of financial inclusion.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teresa Boada Serret y Ayl\u00e9n Rodr\u00edguez Ferrari (May 2015) This dissertation was written for the International Master\u2019s degree in Entrepreneurial Finance at Madrid\u2019s Aut\u00f3noma University, supervised by Claudio Gonz\u00e1lez-Vega (PhD). The research endeavours to conceptualise the banking correspondent (BC) channel, putting it into context, to show that it is the most widespread innovation in the [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":10085,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[],"class_list":["post-2263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","numero-4-en","seccion-documents-of-interest-microfinance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Banking Correspondant Linkages and Financial Inclusion Strategies in Latin America<\/title>\n<meta name=\"description\" content=\"Banking Correspondant Linkages and Financial Inclusion Strategies in Latin America\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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