{"id":10733,"date":"2018-03-13T09:14:22","date_gmt":"2018-03-13T09:14:22","guid":{"rendered":"http:\/\/progresomicrofinanzas.org\/?p=10733\/"},"modified":"2018-03-21T09:43:30","modified_gmt":"2018-03-21T09:43:30","slug":"10733","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/10733\/","title":{"rendered":"Economic Recapitalization Organic Law"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/10733?print=pdf\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/pdf.png\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/en\/wp-json\/wp\/v2\/posts\/10733?print=print\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/revistaprogreso\/wp-content\/plugins\/pdf-print\/images\/print.png\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div><p><span style=\"font-weight: 400;\">On January 1st the Organic Law came into force, to recapitalize the economy and strengthen the dollarization and modernization of financial management in order to generate economic development in conditions of efficiency, competitiveness, productivity and justice. To do this, as its preamble makes clear, entrepreneurship must be promoted, with particular emphasis on micro-enterprises<\/span><b>*<\/b><span style=\"font-weight: 400;\"> and a Solidarity-based Economy for the People.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To achieve these goals, the Law amends the following regulations, among others: the Domestic Tax System Law, the Organic Code for Production, Trade and Investment, the Tax Code, the Corporate Enterprises Act, the Organic Monetary &amp; Financial Code, the Organic Law on the People\u2019s Solidarity-based Economy and the Organic Law for the Prevention, Detection and Eradication of the Crime of Money Laundering and the Financing of Crimes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The main changes affecting the microfinance sector are as follows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Exemption from Income Tax<\/b><span style=\"font-weight: 400;\">: the categories of beneficiary have been extended<\/span><b>.<\/b><span style=\"font-weight: 400;\"> Thus, financial institutions working with social and solidarity-based undertakings that are in sectors other than those already covered by the regulation**<\/span><b>\u00a0<\/b><span style=\"font-weight: 400;\">will also benefit from the exemption. In addition, new micro-enterprises that start operating from January 1<\/span><span style=\"font-weight: 400;\">st<\/span><span style=\"font-weight: 400;\">, 2018 onwards can sign up for exemptions for three years.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\"><b>Obligatory Accounting<\/b><span style=\"font-weight: 400;\">: above annual revenues of USD 300,000, natural persons must maintain accounting.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\"><b>Amendment to tax rates<\/b><span style=\"font-weight: 400;\">: the tax rates on micro- and small enterprises and regular exporters has been cut by three percentage points.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\"><b>Electronic payment systems<\/b><span style=\"font-weight: 400;\">: the Law incentivizes their use, and in particular requires public overland transport cooperatives and certain institutions that have journey charging systems to use this type of payment system.<\/span><\/li>\n<\/ul>\n<div class=\"note\">\n<p><span style=\"font-weight: 400;\">* Executive Decree 2086, from September 2004, defines micro-enterprise as follows \u201can economic unit operated by natural, legal or <\/span><i><span style=\"font-weight: 400;\">de facto<\/span><\/i><span style=\"font-weight: 400;\"> persons, whether these are formal or informal, of the following characteristics:<\/span><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"font-weight: 400;\">-Production, trade or services activities, sub-categories of food, ceramics, dressmaking, [\u2026] and similar.<\/span><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"font-weight: 400;\">-Self-employed activities with up to 10 co-workers<\/span><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"font-weight: 400;\">-Activities with working capital of up to USD 20,000 not including immovable goods or vehicles for work use<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> ** Institutions of religious worship, charitable uses, promotion and development of women, art, education, research, among others.<\/span><\/p>\n<\/div>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On January 1st the Organic Law came into force, to recapitalize the economy and strengthen the dollarization and modernization of financial management in order to generate economic development in conditions of efficiency, competitiveness, productivity and justice. To do this, as its preamble makes clear, entrepreneurship must be promoted, with particular emphasis on micro-enterprises* and a [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":10731,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"tags":[893,2949,1326,1527,2626,2358,2950,2951],"class_list":["post-10733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","tag-economic-development","tag-economic-recapitalization","tag-ecuador-en-2","tag-electronic-payment-systems","tag-entrepreneurship","tag-micro-enterprise","tag-solidarity-based-economy-for-the-people","tag-tax-exemption","numero-14-en","seccion-published-and-draft-legislation-microfinance","pais-ecuador-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Economic Recapitalization Organic 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