{"id":28466,"date":"2019-12-11T17:55:21","date_gmt":"2019-12-11T16:55:21","guid":{"rendered":"http:\/\/www.fundacionmicrofinanzasbbva.org\/cuando-se-empieza-sin-nada-cada-dia-es-un-nuevo-triunfo\/"},"modified":"2019-12-17T16:39:50","modified_gmt":"2019-12-17T15:39:50","slug":"cuando-se-empieza-sin-nada-cada-dia-es-un-nuevo-triunfo","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/cuando-se-empieza-sin-nada-cada-dia-es-un-nuevo-triunfo\/","title":{"rendered":"When you start with nothing, every day is a new triumph"},"content":{"rendered":"

The sun is only just visible over the horizon, but the day has already started a good while ago for Luz Dary Jim\u00e9nez and her children. Running a food business that serves breakfasts and lunches requires them to get up early while almost everyone is still asleep, so that everything is ready when the Colombian municipality of Apartad\u00f3 wakes up.<\/p>\n

18 years ago, the armed conflict forced her to leave the city of her birth in Antioquia and start from scratch: \u201cMy mother was the President of the St. Barbara Community Action Board and my children were already growing up when the guerrilla and the paramilitaries arrived at our house. They threatened us and we had to move to the city\u201d, explains Luz Dary. But the threats continued, and they even tried to recruit her children, so the family decided to move to Medell\u00edn. The feeling of insecurity persisted, and finally they had to start yet again in Apartad\u00f3.<\/p>\n

Once more, Luz Dary had to find a way of bringing up her three children. Two weeks were enough to set up a small business selling food<\/strong>, mainly fried dishes and rice pudding. \u201cPeople started getting to know me around town and they would order desserts and meals from me. My daughters were at school and my son was at daycare. In five years, we were able to buy the house where we live\u201d.<\/p>\n\"\"\n

The two younger children help with the business, selling food in the streets and making deliveries. Luz Dary\u2019s life has changed so much that she relishes every moment, every piece of good news about her children, who are studying nursing and journalism, and every improvement she makes in her business.<\/p>\n

It doesn\u2019t matter what time the customer needs it, Luz Dary has it: empanadas<\/em>, cakes, orange juice or arepas<\/em> for breakfast \u2026 and beans with pork crackling, grilled or minced pork for lunch.<\/p>\n

Bancam\u00eda has helped me progress. I had no way of borrowing money. When I heard about them, they opened lots of doors for me<\/p><\/blockquote>\n

Since 2010, her enterprise has been supported by Bancam\u00eda<\/a>, the BBVA Microfinance Foundation\u2019s Colombian institution. EMPROPAZ, which stands for Productive Enterprises for Peace in Spanish, is a specific program that supports those affected by the armed conflict by contributing to their development. It is a joint initiative with the Colombian government and the United States Agency for International Development (USAID)<\/a>.<\/p>\n

\u201cBancam\u00eda has helped me progress. I had no way of borrowing money. When I heard about them, they opened lots of doors for me, gave me a\u00a0 sort of economic solvency. If you have the ability and the will to move forward, you won\u2019t have any problems\u201d, continues Luz Dary. This \u201cstubbornness\u201d, as one of her daughters defines it, drove her to obtain her secondary education degree in 2005, at the age of 44, and motivates her to achieve small triumphs every day.<\/p>\n

\u201cI made it on my own, by fighting. I have a lot of character. As long as someone is healthy enough to go out and do it on their own, they should\u201d, concludes this entrepreneur, whom adversity has only made stronger.<\/p>\n

 <\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Cristina Gonz\u00e1lez del Pino,\u00a0<\/strong>Communications BVAMF<\/strong><\/h4>\n

\u00a0<\/strong><\/h4>\n","protected":false},"excerpt":{"rendered":"

The sun is only just visible over the horizon, but the day has already started a good while ago for Luz Dary Jim\u00e9nez and her… Read more »<\/a><\/p>\n","protected":false},"author":4,"featured_media":28290,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1443],"tags":[3428,3430,3427,3429,3403],"class_list":["post-28466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life_stories","tag-apartado-en","tag-empropaz-en","tag-productive-enterprise-for-peace","tag-usaid-en","tag-womens-stories","paises-colombia"],"acf":[],"yoast_head":"\nWhen you start with nothing, every day is a new triumph - Fundaci\u00f3n Microfinanzas BBVA<\/title>\n<meta name=\"description\" content=\"El sol apenas se vislumbra por el horizonte, y la jornada de Luz Dary Jim\u00e9nez y de sus hijos hace ya rato que comenz\u00f3.\" \/>\n<meta name=\"robots\" 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