{"id":20478,"date":"2018-07-19T17:49:01","date_gmt":"2018-07-19T15:49:01","guid":{"rendered":"http:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/"},"modified":"2018-09-04T13:47:30","modified_gmt":"2018-09-04T11:47:30","slug":"la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia","status":"publish","type":"post","link":"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/","title":{"rendered":"Technology: main topic at the 9th Asomicrofinanzas Conference in Colombia"},"content":{"rendered":"<p>This year, the Colombian Association of Microfinance Institutions (Asomicrofinanzas) held its conference in Cartagena de Indias (Colombia) under the title \u201cMicro-entrepreneurs, key agents for economic and social development: Innovation and technology at the service of inclusion\u2019. It was the ninth of what has become an annual event, and was inaugurated by the executive president of Bancam\u00eda, Miguel \u00c1ngel Charria, who was invited to give the welcome speech.<\/p>\n<p><strong>\u201cThe microfinance industry is becoming more and more important in the lives of millions of Colombians who find themselves excluded because of their economic, social or geographic situations, limiting their access to opportunities.<\/strong> Nearly 3 million microcredits by the members of Asomicrofinazas; with these figures, we can now say that significant progress has been made,\u201d explained the president of the BBVA Microfinance Foundation\u2019s Colombian institution at the event.<\/p>\n\n\t\t<style type=\"text\/css\">\n\t\t\t#gallery-1 {\n\t\t\t\tmargin: auto;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-item {\n\t\t\t\tfloat: left;\n\t\t\t\tmargin-top: 10px;\n\t\t\t\ttext-align: center;\n\t\t\t\twidth: 33%;\n\t\t\t}\n\t\t\t#gallery-1 img {\n\t\t\t\tborder: 2px solid #cfcfcf;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-caption {\n\t\t\t\tmargin-left: 0;\n\t\t\t}\n\t\t\t\/* see gallery_shortcode() in wp-includes\/media.php *\/\n\t\t<\/style>\n\t\t<div id='gallery-1' class='gallery galleryid-20478 gallery-columns-3 gallery-size-full'><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<a rel=\"gallery[pp_gal]\" href='https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/01miguel355-2\/'><img loading=\"lazy\" decoding=\"async\" width=\"1438\" height=\"1152\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/01Miguel355.jpg\" class=\"attachment-full size-full\" alt=\"\" aria-describedby=\"gallery-1-20194\" srcset=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/01Miguel355.jpg 1438w, https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/01Miguel355-180x144.jpg 180w, https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/01Miguel355-768x615.jpg 768w, https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/01Miguel355-1024x820.jpg 1024w\" sizes=\"auto, (max-width: 1438px) 100vw, 1438px\" \/><\/a>\n\t\t\t<\/dt>\n\t\t\t\t<dd class='wp-caption-text gallery-caption' id='gallery-1-20194'>\n\t\t\t\tBancam\u00eda&#8217;s executive president, Miguel \u00c1ngel Charria, during his speech\n\t\t\t\t<\/dd><\/dl><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<a rel=\"gallery[pp_gal]\" href='https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/claudio3-2\/'><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/claudio3.jpg\" class=\"attachment-full size-full\" alt=\"\" aria-describedby=\"gallery-1-20196\" srcset=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/claudio3.jpg 1024w, https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/claudio3-180x135.jpg 180w, https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/claudio3-768x576.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\t\t\t<\/dt>\n\t\t\t\t<dd class='wp-caption-text gallery-caption' id='gallery-1-20196'>\n\t\t\t\tBBVAMF&#8217;s president of the Board of Trustees, Claudio Gonz\u00e1lez-Vega, during his speech\n\t\t\t\t<\/dd><\/dl>\n\t\t\t<br style='clear: both' \/>\n\t\t<\/div>\n\n<p>In his speech, he also emphasized how microfinance institutions provide access to financial products and services that help \u201cenhance the quality of life for microentrepreneurs and their families, reduce poverty and contribute to the development of their communities.\u201d<\/p>\n<p>Jorge Casta\u00f1o, head of the <em>Superintendencia Financiera<\/em> (Colombian financial regulator), and Mar\u00eda Clara Hoyos, executive president of Asomicrofinanzas, also gave lectures alongside Mr Charria at the opening session of the conference that was split up into five meetings.<\/p>\n<p>The first meeting focused on social and financial inclusion, where the chairman of the BBVAMF Board of Trustees, Claudio Gonz\u00e1lez-Vega, posed a key question in his keynote speech on innovation and technology in microfinance, entitled \u201cWho wins and who loses?\u201d He referred to digitalization as a powerful tool to reduce transaction costs and improve income distribution. However, he pointed out that <strong>technology \u201cmust complement and strengthen a personalized relationship with the client, not replace it.\u201d<\/strong> He also urged governments, regulators and operators on the financial markets to exert effort to prevent a digital divide or other kinds of gaps that would worsen inequality.<\/p>\n<p>Digital transformation, fostering communications and information technologies, fintechs, development banks and financial inclusion were also among the subjects discussed; an event that put a spotlight on technology, making it this year\u2019s the main subject and primary objective.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This year, the Colombian Association of Microfinance Institutions (Asomicrofinanzas) held its conference in Cartagena de Indias (Colombia) under the title \u201cMicro-entrepreneurs, key agents for economic&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\" title=\"Read Technology: main topic at the 9th Asomicrofinanzas Conference in Colombia\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":13,"featured_media":20202,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1437],"tags":[121,2550,13,898,2520,2555,866,2552,2523,2283,380,1036,252,274,888,2522,2556,1244,523,12,1026,890,276,2521],"class_list":["post-20478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-asomicrofinanzas","tag-asomicrofinanzas-en-2","tag-desarrollo","tag-development","tag-digitalizacion","tag-digitalization","tag-inclusion-financiera-en","tag-fintech-en","tag-fintech","tag-icts","tag-inclusion","tag-inclusion-en","tag-inclusion-financiera","tag-innovacion","tag-innovacion-en","tag-microempresarios","tag-microentrepreneurs","tag-microfinance","tag-microfinanzas","tag-pobreza","tag-poverty","tag-tecnologia-en","tag-tecnologia","tag-tic","paises-colombia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Technology: main topic at the 9th Asomicrofinanzas Conference in Colombia - Fundaci\u00f3n Microfinanzas BBVA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Technology: main topic at the 9th Asomicrofinanzas Conference in Colombia - Fundaci\u00f3n Microfinanzas BBVA\" \/>\n<meta property=\"og:description\" content=\"This year, the Colombian Association of Microfinance Institutions (Asomicrofinanzas) held its conference in Cartagena de Indias (Colombia) under the title \u201cMicro-entrepreneurs, key agents for economic... Read more &raquo;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\" \/>\n<meta property=\"og:site_name\" content=\"Fundaci\u00f3n Microfinanzas BBVA\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fundacionmicrofinanzasbbva\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-19T15:49:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-04T11:47:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/FOTO-Asomicrofinanzas.png\" \/>\n\t<meta property=\"og:image:width\" content=\"943\" \/>\n\t<meta property=\"og:image:height\" content=\"409\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Karessa Ramos\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:site\" content=\"@FMBBVA\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karessa Ramos\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\"},\"author\":{\"name\":\"Karessa Ramos\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/#\/schema\/person\/dcc08d9d413af1c947cd093804347ac6\"},\"headline\":\"Technology: main topic at the 9th Asomicrofinanzas Conference in Colombia\",\"datePublished\":\"2018-07-19T15:49:01+00:00\",\"dateModified\":\"2018-09-04T11:47:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\"},\"wordCount\":371,\"publisher\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/wp-content\/uploads\/2018\/07\/FOTO-Asomicrofinanzas.png\",\"keywords\":[\"Asomicrofinanzas\",\"Asomicrofinanzas\",\"Desarrollo\",\"development\",\"Digitalizaci\u00f3n\",\"digitalization\",\"financial inclusion\",\"Fintech\",\"Fintech\",\"ICTs\",\"inclusi\u00f3n\",\"inclusi\u00f3n\",\"inclusi\u00f3n financiera\",\"Innovaci\u00f3n\",\"Innovation\",\"Microempresarios\",\"microentrepreneurs\",\"Microfinance\",\"microfinanzas\",\"Pobreza\",\"poverty\",\"technology\",\"tecnolog\u00eda\",\"TIC\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\",\"url\":\"https:\/\/www.fundacionmicrofinanzasbbva.org\/en\/la-tecnologia-clave-9o-congreso-asomicrofinanzas-colombia\/\",\"name\":\"Technology: main topic at the 9th Asomicrofinanzas Conference in Colombia - 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