About the Foundation

We create opportunities for people under vulnerable conditions, opening up and facilitating access to financial services in a responsible way


We nurture the sustainable and
inclusive economic and social
development of disadvantaged people who are engaged in productive activities.



“Productive Finance”
Client-facing model, promoting their sustainable development through the surpluses generated by their productive activities.


In May 2007, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) set up the non-profit organisation BBVA Microfinance Foundation (BBVAMF), created within its corporate social responsibility framework, for the purpose of promoting sustainable and inclusive economic and social development for people under vulnerable conditions by using Productive Finance, the Foundation’s own specialty and methodology. To this end, it donated USD 300 million to the Foundation, while making available all the professional experience of an institution that has been in banking for nearly 160 years.

BBVA Microfinance Foundation is entirely independent from the BBVA Group; it has its own legal personality and is governed and managed separately, investing its endowment in creating and consolidating a group of microfinance institutions in Latin America, the profits from which revert to the Foundation’s own operations, with no financial return for BBVA.

In more than 10 years of activity, BBVAMF has observed that providing adequate financial products and services overtime to excluded and low-income entrepreneurs is key to generate development, as it also mitigates poverty and its consequences. During this period, institutions of the BBVA Microfinance Foundation Group have originated more than USD 11.9 billion to five million low-income entrepreneurs, creating opportunities so they could improve their lives. This is how the Foundation has turned into one of the highest impact philanthropic initiatives, and the top provider of individual loans in the most unequal region of the planet.